819 Fairfield Ave, Westminster, MD 21157 Property Records

Carroll County property record for 819 Fairfield Ave, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,474 sqft · built 1964
Lot Size	0.342 acres (14,897 sqft)
Owner	Individual Name on File
Last Sale	$460,000 (Feb 2026)
Tax Bill	$4,217 (2026)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Jan 2026 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-022654`

Property Details

APN / Parcel Number

Primary APN	`07-022654`
Alternative APNs	`7022654` `022654`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,474 sqft Total Area
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	14,897 sqft (0.342 acres)
Lot Dimensions	149 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	160 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	022654
Street Address	819 FAIRFIELD AVE
City	WESTMINSTER
State	MD
Zip	21157-5913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 138 - 14897 SF 819 FAIRFIELD AVE 5-44 FAIRFIELD SC D
Legal Subdivision	FAIRFIELD
Legal Lot Number	138
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	1
Census Block	1017
Census Tract	507802

Owner

819 Fairfield Ave is owned and occupied by an individual who bought it in February 2026.

Source: Carroll County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	819 FAIRFIELD AVE, WESTMINSTER, MD 21157-5913
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Deed, Transfer · Conventional Mortgage MERIDIAN BANK
Jan 15, 2026	Trustee's Deed, Foreclosure · Stand-Alone First Mortgage STANLEY ZIMMERMAN
Feb 8, 2022	Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2026 · Amount on File
Deed Sale	Feb 3, 2026 · Amount on File
Prior Sale	Jan 15, 2026 · Amount on File
Deed Book / Page	11677 / 42
Prior Transfer Date	Dec 30, 2025
Prior Transfer Doc	0116670402
Record Updated	Oct 29, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Feb 3, 2026
Property Address	819 FAIRFIELD AVE, WESTMINSTER, MD 21157-5913
Document Number	0116770042
Book / Page	11677 / 42
Map Reference	MB 5 FO 44
Instrument Date	Jan 20, 2026
Transaction Type	Transfer
Record Updated	Feb 13, 2026
Title Company	LEGACYHOUSE TITLE, LEGACY HOUSE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,150.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	819 FAIRFIELD AVE, WESTMINSTER, MD 21157-5913

Mortgage

Document Number	0001167748
Date	Feb 3, 2026
Instrument	11677/48

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

January 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CARROLL MD
Recording Date	Jan 15, 2026
Property Address	819 FAIRFIELD AVE, WESTMINSTER, MD 21157-5913
Document Number	0116670402
Book / Page	11667 / 402
Map Reference	MB 5 FO 44
Instrument Date	Dec 30, 2025
Transaction Type	Foreclosure
Record Updated	Jan 30, 2026
Title Company	UNKNOWN, NEW WORLD TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,625.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2226 SANDYMOUNT RD, FINKSBURG, MD 21048-1445

Mortgage

Document Number	0011667408
Date	Jan 15, 2026
Instrument	11667/408

Lender

Name	STANLEY ZIMMERMAN
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	8 Months
Due	Sep 1, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Feb 8, 2022
Property Address	819 FAIRFIELD AVE, WESTMINSTER, MD 21157-5913
Document Number	0106650397
Book / Page	10665 / 397
Map Reference	MB 5 FO 44
Instrument Date	Jan 25, 2022
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ASSOCIATED TITLE COMPANY, ASSOCIATES TITLE SVCS INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	819 FAIRFIELD AVE, WESTMINSTER, MD 21157-5913

Mortgage

Document Number	0010665402
Date	Feb 8, 2022
Instrument	10665/402

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 819 Fairfield Ave was $4,217 with a homeowner's exemption, up 6.6% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,217.00 (+6.6%) Homeowner's exemption	$376,600 (+6.62%) Land $94,100 Building $282,500	$376,600 (-) Land $94,100 Building $282,500
2025	$3,956.00	$353,233	$376,600 Land $94,100 Building $282,500
2023	$3,463.00	$306,500 Land $94,100 Building $212,400	$306,500 Land $94,100 Building $212,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 819 Fairfield Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 819 Fairfield Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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