819 Emmet St, Petoskey, MI 49770 Property Records

Emmet County property record for 819 Emmet St, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,312 sqft
Lot Size	0.153 acres (6,665 sqft)
Owner	Individual Name on File
Last Sale	$161,000 (Nov 2020)
Tax Bill	$3,335 (2024)
Deeds & Mortgages	Dec 2019 Mortgage Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`52-19-06-426-022`

Property Details

APN / Parcel Number

Primary APN	`52-19-06-426-022`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,312 sqft Living Area
1st Floor Area	832 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	6,665 sqft (0.153 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	819 EMMET ST
City	PETOSKEY
State	MI
Zip	49770-2925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COP B-2B
Legal Description	WILLIAM M. EVERETT'S 2ND ADD. LOT 1 BLK 2. SECTION 6, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	06
Legal Subdivision	WILLIAM M EVERETTS SECOND ADDITION
Legal Block	2
Legal Lot Number	1
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	2
Census Block	2011
Census Tract	970800

Owner

819 Emmet St is owned and occupied by an individual who bought it in November 2020.

Source: Emmet County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	819 EMMET ST, PETOSKEY, MI 49770-2925
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN
Nov 23, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2020 · Amount on File
Deed Sale	Nov 23, 2020 · Amount on File
Deed Document Number	20205180355
Deed Book / Page	1227 / 406
Prior Transfer Date	Dec 17, 2010
Prior Transfer Doc	001130/354
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	819 EMMET ST, PETOSKEY, MI 49770-2925
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	819 EMMET ST, PETOSKEY, MI 49770-2925

Mortgage

Document Number	0000001218/0000000044
Date	Dec 31, 2019
Book Page	0000001218/0000000044
Instrument	5170988

Lender

Name	CITIZENS NATIONAL BANK OF CHEBOYGAN

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Nov 23, 2020
Property Address	819 EMMET ST, PETOSKEY, MI 49770-2925
Document Number	001227/406
Book / Page	1227 / 406
Instrument Date	Nov 20, 2020
Instrument	5180355
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4700 BIRCH LN, PETOSKEY, MI 49770-9264

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$114,300 (+8.96%) Land $114,300	$228,600 (+8.96%) Land $228,600
2025		$104,900 Land $104,900	$209,800 Land $209,800
2024	$3,335.00
2023		$74,600 Land $74,600	$149,200 Land $149,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 819 Emmet St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 819 Emmet St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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