819 Ellen St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 819 Ellen St, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,608 sqft · built 1967
Lot Size	0.517 acres (22,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Mar 2024)
Tax Bill	$4,768 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Dec 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`8914-11-451-005`

Property Details

APN / Parcel Number

Primary APN	`8914-11-451-005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,608 sqft Living Area
1st Floor Area	1,460 sqft
Basement Area	1,460 sqft
Finished Basement	925 sqft
Unfinished Basement	1,460 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,500 sqft (0.517 acres)
Lot Dimensions	180 ft deep x 125 ft wide
Garage Type	Mixed
Garage Area	1,602 sqft
Parking Spaces	6 Parking Spaces
Patio Area	131 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	819 ELLEN ST
City	CEDAR FALLS
State	IA
Zip	50613-2360
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CREST HAVEN ADDITION LOT 10 & EASE
Legal Range	14W
Legal Township	89N
Legal Section	11
Legal Subdivision	CREST HAVEN ADDITION
Legal Lot Number	10
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	5
Census Block	5021
Census Tract	2200

Owner

Source: Black Hawk County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	819 ELLEN ST, CEDAR FALLS, IA 50613-2360
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2024	Quit Claim Deed, Transfer · Conventional Mortgage VERIDIAN CU
Dec 29, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2024 · Amount on Record
Deed Sale	Mar 13, 2024 · Amount on Record
Deed Document Number	202411140
Prior Transfer Date	Dec 28, 2020
Prior Transfer Doc	0000013578
Record Updated	Sep 20, 2026

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 13, 2024
Property Address	819 ELLEN ST, CEDAR FALLS, IA 50613-2360
Document Number	202400011141
Instrument Date	Feb 25, 2024
Instrument	202400011141
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	819 ELLEN ST, CEDAR FALLS, IA 50613-2360

Mortgage

Document Number	202400011142
Date	Mar 13, 2024
Instrument	202400011142

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	12.5%

Mortgage

Document Number	202400011142
Date	Mar 13, 2024
Instrument	202400011142

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	1827 ANSBOROUGH AVE, WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2031
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	12.5%

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 29, 2020
Property Address	819 ELLEN ST, CEDAR FALLS, IA 50613-2360
Document Number	202100013578
Instrument Date	Dec 28, 2020
Instrument	202100013578
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	819 ELLEN ST, CEDAR FALLS, IA 50613-2360

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,768.00 Homeowner's exemption	$333,590 (+8.84%) Land $85,050 Building $248,540	$333,590 (+8.84%) Land $85,050 Building $248,540
2024	$4,768.00 (+6.52%)
2023		$306,490 (+20.31%) Land $54,680 Building $251,810	$306,490 (+20.31%) Land $54,680 Building $251,810
2022	$4,476.00 Homeowner's exemption	$254,740 Land $54,680 Building $200,060
2021			$254,740 Land $54,680 Building $200,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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