Shiawassee County property record for 819 E Main St, Owosso, MI 48867 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 5,227 sqft (0.12 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $39,000 (2017) |
| Tax Bill | $1,140.00 (2025) |
| Primary APN | 050-112-000-029-00 |
|---|
| Lot Area | 5,227 sqft (0.12 acres) |
|---|
| Street Address | 819 E MAIN ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-3225 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 18 CITY ASSESSORS PLAT 2 |
| Legal Subdivision | CITY ASSESORS PLAT |
| Legal Lot Number | 18 |
| Jurisdiction | SHIAWASSEE MI |
| Minor Civil Division | OWOSSO |
| Census Blockgroup | 4 |
| Census Block | 4007 |
| Census Tract | 30500 |
Source: Shiawassee County records · APN 050-112-000-029-00
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 819 E MAIN ST, OWOSSO, MI 48867-3225 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 29, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Mar 10, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage OTHER INSTITUTIONAL LENDERS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 10, 2017 · Amount on Record |
| Deed Sale | Mar 10, 2017 · Amount on Record |
| Prior Sale | May 20, 2009 · Amount on Record |
| Deed Doc Number | 20173295124 |
| Deed Book / Page | 1231 / 816 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 819 E MAIN ST, OWOSSO, MI 48867-3225 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV |
| Name | Verified Name |
|---|---|
| Address | 819 E MAIN ST, OWOSSO, MI 48867-3225 |
| Document Number | 0012940358 |
|---|---|
| Date | Mar 29, 2022 |
| Book Page | 1294/358 |
| Instrument | 3358271 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 14, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Mar 10, 2017 |
| Property Address | 819 E MAIN ST, OWOSSO, MI 48867-3225 |
| Document Number | 0012310816 |
| Book / Page | 001231 / 000816 |
| Instrument Date | Mar 08, 2017 |
| Instrument | 3295124 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2018 |
| Title Company | CISCO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $292.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2664 N HICKORY RD OWOSSO MI 488678830, OWOSSO, MI 48867-8830 |
| Document Number | 12310817 |
|---|---|
| Date | Mar 10, 2017 |
| Book Page | 001231/000817 |
| Instrument | 3295125 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Funding / Finance Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 09, 2047 |
Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $52,600 (+9.13%) | $105,200 (+9.13%) | |
| 2025 | $1,140.00 (+4.97%) Homeowner's exemption | $48,200 (+27.51%) | $96,400 (+27.51%) |
| 2023 | $1,086.00 Homeowner's exemption | $37,800 | $75,600 |
Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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