819 E Locust St, Watseka, IL 60970 Property Records

Iroquois County property record for 819 E Locust St, Watseka, IL 60970

Property Summary

Property Type	Single Family Home
Lot Size	0.198 acres (8,662 sqft)
Owner	2 Individual Names on File
Last Sale	$39,000 (Nov 2023)
Tax Bill	$2,807 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Dec 2022 Transfer
Flood Zone	Zone X (moderate risk)
APN	`19 33 382 005`

Property Details

APN / Parcel Number

Primary APN	`19 33 382 005`

Exterior

Lot Area	8,662 sqft (0.198 acres)

Location & Zoning

Street Address	819 E LOCUST ST
City	WATSEKA
State	IL
Zip	60970-1816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FINCHS 2ND ADD LT 35
Legal Subdivision	FINCHS 2ND ADD
Legal Lot Number	35
Jurisdiction	IROQUOIS IL
Township / Civil Division	MIDDLEPORT
Census Block Group	1
Census Block	1055
Census Tract	950400

Owner

819 E Locust St is owned by two individuals who bought it in November 2023.

Source: Iroquois County records, as of August 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	642 S 4TH ST, WATSEKA, IL 60970-1625
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2023	Warranty Deed, Transfer · Commercial Mortgage IROQUOIS FARMERS STATE BANK
Dec 20, 2022	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2023 · Amount on File
Deed Sale	Nov 7, 2023 · Amount on File
Deed Document Number	20233223
Prior Transfer Date	Dec 20, 2022
Prior Transfer Doc	0000004443
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Nov 7, 2023
Property Address	819 E LOCUST ST, WATSEKA, IL 60970-1816
Document Number	00023R3223
Map Reference	MB E PG 166
Instrument Date	Nov 7, 2023
Instrument	23R3223
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	812 E LOCUST ST, WATSEKA, IL 60970-1817

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	642 S 4TH ST, WATSEKA, IL 60970-1625

Mortgage

Document Number	00023R3224
Date	Nov 7, 2023
Instrument	23R3224

Lender

Name	IROQUOIS FARMERS STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate	8.25%

December 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	IROQUOIS IL
Recording Date	Dec 20, 2022
Property Address	819 E LOCUST ST, WATSEKA, IL 60970-1816
Document Number	00022R4443
Map Reference	MB E PG 166
Instrument Date	Dec 20, 2022
Instrument	22R4443
Transaction Type	Transfer
Record Updated	Jan 3, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 E LOCUST ST, WATSEKA, IL 60970-1817

Tax Assessment & Valuation

The 2025 property tax bill for 819 E Locust St was $2,807.

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Middleport Township
Municipality	Watseka City
Unified School District	Iroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,807.00	$27,520 Land $6,350 Building $21,170	$82,560 Land $19,050 Building $63,510
2022	$2,047.00	$19,380 Land $4,470 Building $14,910	$58,140 Land $13,410 Building $44,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 819 E Locust St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	237 (1979–2018)
Claims Outside the SFHA	4 of 237
Most Recent Claim	Feb 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Feb 2008 · 106 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 819 E Locust St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATSEKA serves 4,767 people · EPA ID IL0750900
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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