819 E 8th St, Panama City, FL 32401 Property Records

Bay County property record for 819 E 8th St, Panama City, FL 32401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,062 sqft · built 1945
Lot Size	0.128 acres (5,575 sqft)
Owner	2 Individual Names on Record
Last Sale	$43,000 (Aug 2019)
Tax Bill	$282 (2025)
Deeds & Mortgages	Feb 2024 Transfer Feb 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17240-000-000`

Property Details

APN / Parcel Number

Primary APN	`17240-000-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,062 sqft Living Area
1st Floor Area	990 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1975
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	5,575 sqft (0.128 acres)
Lot Dimensions	140 ft deep x 40 ft wide
Porch	Florida Room
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	819 E 8TH ST
City	PANAMA CITY
State	FL
Zip	32401-3535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC03
Legal Description	GLENWOOD ADD. LOT 20 BLK 17 MAP 105B4 ORB 4770 P 1033
Legal Range	14W
Legal Township	04S
Legal Section	04
Legal Subdivision	GLENWOOD ADD
Legal Block	17
Legal Lot Number	20
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	4
Census Block	4029
Census Tract	1600

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	819 E 8TH ST, PANAMA CITY, FL 32401-3535
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Quit Claim Deed, Transfer Quitclaim
Feb 2, 2024	Quit Claim Deed, Transfer Quitclaim
Aug 23, 2019	Warranty Deed, Transfer · Conventional Mortgage INNOVATIONS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2019 · Amount on Record
Deed Sale	Aug 23, 2019 · Amount on Record
Deed Document Number	201975637
Deed Book / Page	4159 / 1650
Last Transfer Date	Jan 30, 2024
Transfer Doc	0047701033
Record Updated	Sep 20, 2026

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Feb 2, 2024
Property Address	819 E 8TH ST, PANAMA CITY, FL 32401-3535
Document Number	0047701033
Book / Page	4770 / 1033
Map Reference	MB 4 PG 18
Instrument Date	Jan 30, 2024
Instrument	2024006107
Transaction Type	Transfer
Record Updated	Feb 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3190 PALMDALE AVE, PENSACOLA, FL 32526-3674

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	819 E 8TH ST, PANAMA CITY, FL 32401-3535

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Feb 2, 2024
Property Address	819 E 8TH ST, PANAMA CITY, FL 32401-3535
Document Number	0047701031
Book / Page	4770 / 1031
Map Reference	MB 4 PG 13
Instrument Date	Jan 30, 2024
Instrument	2024006106
Transaction Type	Transfer
Record Updated	Feb 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	525 LATONA AVE, EWING, NJ 08618-2436

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	819 E 8TH ST, PANAMA CITY, FL 32401-3535

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Aug 23, 2019
Property Address	819 E 8TH ST, PANAMA CITY, FL 32401-3535
Document Number	0041591650
Book / Page	4159 / 1650
Map Reference	MB 4 PG 13
Instrument Date	Aug 19, 2019
Instrument	2019075637
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	AAA TTL AGCY & ESCROW SVCS I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$301.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1235 GRACE AVE, 1235, PANAMA CITY, FL 32401-2424

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 E 17TH ST, LYNN HAVEN, FL 32444-4348

Mortgage

Document Number	0041591656
Date	Aug 23, 2019
Instrument	4159/1656

Lender

Name	INNOVATIONS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$282.00 (-35.02%) Homeowner's exemption	$42,894 (+2.7%)	$63,872 (+14.72%) Land $12,544 Building $51,328
2024	$434.00 (-3.98%)
2023	$452.00 (-8.69%) Homeowner's exemption	$41,767 (+3%)	$55,676 (+13.63%) Land $9,612 Building $46,064
2022	$495.00 Homeowner's exemption	$40,550	$48,996 Land $7,155 Building $41,841

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1995–2023)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2023
Claims by Event	Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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