819 Cox Rd, Oakland, KY 42159 Property Records

Warren County property record for 819 Cox Rd, Oakland, KY 42159

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,224 sqft · built 1951
Lot Size	3.13 acres (136,343 sqft)
Owner	Individual Name on Record
Last Sale	$66,875 (Mar 2016)
Tax Bill	$636 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`084A-42`

Property Details

APN / Parcel Number

Primary APN	`084A-42`
Alternative APNs	`L0010070` `274056`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,224 sqft Living Area
Basement Area	1,930 sqft
Unfinished Basement	1,930 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Other
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	136,343 sqft (3.13 acres)
Terrain	Rolling
Driveway	Gravel Driveway
Porch	Slab
Porch Area	200 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Street Address	819 COX RD
City	OAKLAND
State	KY
Zip	42159-9742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	NOBLE HILL ESTATE SUBDIVISION
Jurisdiction	WARREN KY
Township / Civil Division	SMITHS GROVE
Census Block Group	4
Census Block	4031
Census Tract	11600

Owner

Source: Warren County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	819 COX RD, OAKLAND, KY 42159-9742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2020	Deed of Trust, Mortgage · Line of Credit SOUTH CENTRAL BANK
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTH CENTRAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2016 · Amount on Record
Deed Sale	Mar 28, 2016 · Amount on Record
Prior Sale	May 4, 2015 · Amount on Record
Deed Document Number	2016904735
Deed Book / Page	1114 / 96
Prior Transfer Date	Mar 25, 2016
Prior Transfer Doc	0D1114/096
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	819 COX RD, OAKLAND, KY 42159-9742
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M3018/601
Date	Aug 11, 2020
Book Page	M3018/601
Instrument	1150019

Lender

Name	SOUTH CENTRAL BANK
Type	Bank
Address	GLASGOW, KY 42142

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 20, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	819 COX RD, OAKLAND, KY 42159-9742
Transaction Type	Mortgage
Record Updated	Dec 9, 2025
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0M3158/862
Date	Jun 23, 2021
Book Page	M3158/862
Instrument	1195924

Lender

Name	SOUTH CENTRAL BANK
Type	Bank
Address	GLASGOW, KY 42141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: Warren County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Warren County
Unified School District	Warren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$636.00 (+24.71%)	$118,700 (+18.7%)	$118,700 (+18.7%)
2023	$510.00 Homeowner's exemption Disabled Person's exemption	$100,000	$100,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY WATER DISTRICT serves 91,118 people · EPA ID KY1140487
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North Central Communications Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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