819 Cithara Dr, Matthews, NC 28105 Property Records

Mecklenburg County property record for 819 Cithara Dr, Matthews, NC 28105

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,988 sqft · built 1986
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Jul 2020)
Tax Bill	$4,186 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`227-321-03`

Property Details

APN / Parcel Number

Primary APN	`227-321-03`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,988 sqft Living Area
Gross Area	3,586 sqft
1st Floor Area	1,324 sqft
Upper Floors Area	1,597 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2000
Exterior Material	Other
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Other
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Garage Area	598 sqft
Porch	Finished/Open Porch
Porch Area	292 sqft
Deck Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	819 CITHARA DR
City	MATTHEWS
State	NC
Zip	28105-5689
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	L59 B4 M20-913
Legal Subdivision	GREYGATE MAP 01
Legal Block	4
Legal Lot Number	59
Jurisdiction	MECKLENBURG NC
Township / Civil Division	5, PROVIDENCE
Census Block Group	1
Census Block	1000
Census Tract	5833

Owner

819 Cithara Dr is owned and occupied by an individual who acquired it in January 2024.

Source: Mecklenburg County records, as of September 9, 2025

Owner of Record	Individual Name on File
Mailing Address	819 CITHARA DR, MATTHEWS, NC 28105-5689
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Jan 22, 2024	Intrafamily Transfer, Transfer
Jul 2, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2020 · Amount on File
Deed Sale	Jul 2, 2020 · Amount on File
Prior Sale	May 31, 1995 · Amount on File
Deed Document Number	2020100117
Deed Book / Page	34765 / 814
Last Transfer Date	Jan 22, 2024
Transfer Doc	0000005457
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	819 CITHARA DR, MATTHEWS, NC 28105-5689
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000186224
Date	Sep 29, 2021
Book Page	36583/543
Instrument	2021186224

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company
Address	CHARLOTTE, NC 28207

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 22, 2024
Property Address	819 CITHARA DR, MATTHEWS, NC 28105-5689
Document Number	0000005457
Book / Page	38591 / 788
Map Reference	MB 20 PG 879
Instrument Date	Jan 22, 2024
Instrument	2024005457
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	819 CITHARA DR, MATTHEWS, NC 28105-5689

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 2, 2020
Property Address	819 CITHARA DR, MATTHEWS, NC 28105-5689
Document Number	0000100117
Book / Page	34765 / 814
Map Reference	MB 20 PG 913
Instrument Date	Jul 1, 2020
Instrument	2020100117
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$790.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4016 WOLF POND RD, 4016, MONROE, NC 28112-8996

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	819 CITHARA DR, MATTHEWS, NC 28105-5689

Mortgage

Document Number	0000100118
Date	Jul 2, 2020
Instrument	2020100118

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Matthews Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$551,900 Land $135,000 Building $416,900	$551,900 Land $135,000 Building $416,900
2024	$4,186.00 (-16.81%)
2023	$5,032.00	$551,900 Land $135,000 Building $416,900	$551,900 Land $135,000 Building $416,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 819 Cithara Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 819 Cithara Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAMPLIGHTER SOUTH-DANBY private · serves 3,297 people · EPA ID NC0160156
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2025
Also Mapped Here	CHARLOTTE WATER
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	300 / 20

May also be available: T-Mobile.

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