Clay County property record for 819 Cherry Rd, Hayesville, NC 28904
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,909 sqft · built 2016 |
| Lot Size | 40.6 acres (1,770,714 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $957,500 (Jun 2023) |
| Tax Bill | $3,271 (2026) |
| Deeds & Mortgages | Jun 2023 Sale Jun 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 545900168403 |
| Primary APN | 545900168403 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 3 Half Baths |
| Building Area | 2,909 sqft Heated Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Lot Area | 1,770,714 sqft (40.6 acres) |
| Account Number | 622415000 |
|---|---|
| Street Address | 819 CHERRY RD |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-7014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SR 1118 CHERRY ROAD |
| Legal Subdivision | HIGH SPRINGS SUBDIVISION |
| Jurisdiction | CLAY NC |
| Township / Civil Division | HAYESVILLE |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 950201 |
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 819 CHERRY RD, HAYESVILLE, NC 28904-7014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2023 | Warranty Deed, Transfer |
| Jun 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Jun 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2023 · Amount on Record |
| Deed Sale | Jun 30, 2023 · Amount on Record |
| Prior Sale | Apr 2, 2015 · Amount on Record |
| Deed Document Number | 20231288 |
| Deed Book / Page | 476 / 173 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Jun 30, 2023 |
| Property Address | 819 CHERRY RD, HAYESVILLE, NC 28904-7014 |
| Document Number | 000476/173 |
| Book / Page | 476 / 173 |
| Instrument Date | Jun 30, 2023 |
| Instrument | 2023001288 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,915.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 56 SUNDOWNER WAY, HAYESVILLE, NC 28904-6948 |
| Name | Verified Name |
|---|---|
| Address | 49 DWAYNES TRL, MURPHY, NC 28906-9061 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | 819 CHERRY RD, HAYESVILLE, NC 28904-7014 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 014/044 |
|---|---|
| Date | Jun 28, 2017 |
| Book Page | 014/044 |
| Instrument | 2017001293 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | 819 CHERRY RD, HAYESVILLE, NC 28904-7014 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | E14/044 |
|---|---|
| Date | Jun 27, 2017 |
| Book Page | E14/044 |
| Instrument | 2017001293 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2032 |
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,271.00 (+25.18%) | $1,021,400 (+91.56%) Land $392,000 Building $629,400 | $1,021,400 (+91.56%) Land $392,000 Building $629,400 |
| 2025 | $2,613.00 (+6.57%) | $533,200 (-) Land $245,500 Building $287,700 | $533,200 (-) Land $245,500 Building $287,700 |
| 2023 | $2,452.00 | $533,200 (-) Land $245,500 Building $287,700 | $533,200 (-) Land $245,500 Building $287,700 |
| 2022 | $2,452.00 | $533,200 Land $245,500 Building $287,700 | $533,200 Land $245,500 Building $287,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 81% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Windstream.
5G (outdoors only) and 4G LTE
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