819 Centre Ave NW, Roanoke, VA 24016 Property Records

Roanoke City property record for 819 Centre Ave NW, Roanoke, VA 24016

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 2,340 sqft · built 1900
Lot Size	0.164 acres (7,131 sqft)
Owner	Individual Name on File
Last Sale	$88,000 (May 2023)
Tax Bill	$1,272 (2026)
Deeds & Mortgages	Mar 2024 Second Mortgage May 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`211-2014`

Property Details

APN / Parcel Number

Primary APN	`211-2014`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,340 sqft Finished Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,131 sqft (0.164 acres)
Porch	Porch
Porch Area	464 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	819 CENTRE AVE NW
City	ROANOKE
State	VA
Zip	24016-2209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-1
Legal Description	E 5 FT LOT 11 LOT 12 R F & H BLK 37
Legal Subdivision	ROGERS, FAIRFAX & HOUSTON SEC
Legal Block	37
Legal Lot Number	11-12
Jurisdiction	ROANOKE CITY VA
Township / Civil Division	ROANOKE
Census Block Group	1
Census Block	1045
Census Tract	2501

Owner

819 Centre Ave NW is owned and occupied by an individual who bought it in May 2023.

Source: Roanoke City records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	819 CENTRE AVE NW, ROANOKE, VA 24016-2209
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 15, 2023	Deed, Transfer · FHA Mortgage ATLANTIC UNION BANK
Dec 3, 2020	Deed of Trust, Mortgage · Line of Credit FREEDOM FIRST FCU
Sep 9, 2020	Grant Deed, Transfer · Conventional with PMI MICHAEL D KRAEMER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2023 · Amount on File
Deed Sale	May 15, 2023 · Amount on File
Deed Document Number	20233791
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANOKE CITY VA
Property Address	819 CENTRE AVE NW, ROANOKE, VA 24016-2209
Transaction Type	Mortgage
Record Updated	Apr 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	819 CENTRE AVE NW, ROANOKE, VA 24016-2209

Mortgage

Document Number	0000001847
Date	Mar 1, 2024
Instrument	240001847

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	351 Months
Due	Jun 1, 2053

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ROANOKE CITY VA
Recording Date	May 15, 2023
Property Address	819 CENTRE AVE NW, ROANOKE, VA 24016-2209
Document Number	0000003791
Instrument Date	May 12, 2023
Instrument	230003791
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	819 CENTRE AVE NW, ROANOKE, VA 24016-2209

Mortgage

Document Number	0000003792
Date	May 15, 2023
Instrument	230003792

Lender

Name	ATLANTIC UNION BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Mortgage

Document Number	0000003793
Date	May 15, 2023
Instrument	230003793

Lender

Name	ATLANTIC UNION BANK
Type	Bank
Address	RESTON, VA 20191

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANOKE CITY VA
Property Address	819 CENTRE AVE NW, ROANOKE, VA 24016-2209
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST CHOICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013092
Date	Dec 3, 2020
Instrument	200013092

Lender

Name	FREEDOM FIRST FCU
Type	Credit Union
Address	ROANOKE, VA 24019

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROANOKE CITY VA
Recording Date	Sep 9, 2020
Property Address	819 CENTRE AVE NW, ROANOKE, VA 24016-2209
Document Number	0000009387
Instrument Date	Sep 1, 2020
Instrument	9387
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	CENTURY TITLE COMPANY, CENTURY TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$391.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	501 S JEFFERSON ST ROANOKE VA 240112405, ROANOKE, VA 24011-2405

Mortgage

Document Number	9388
Date	Sep 9, 2020
Instrument	9388

Lender

Name	MICHAEL D KRAEMER
Address	8203 BAYBERRY CT, ROANOKE, VA 24018-5871

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	60 Months
Due	Sep 8, 2025

Tax Assessment & Valuation

The 2026 property tax bill for 819 Centre Ave NW was $1,272.

Source: Roanoke City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Roanoke City
Unified School District	Roanoke City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,272.00	$104,300 Land $15,100 Building $89,200	$104,300 Land $15,100 Building $89,200
2023	$882.00	$72,300 Land $7,700 Building $64,600	$72,300 Land $7,700 Building $64,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 819 Centre Ave NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 819 Centre Ave NW has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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