Cherokee County property record for 819 Aster Dr, Cherokee, IA 51012
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,512 sqft · built 2016 |
| Lot Size | 0.278 acres (12,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $249,000 (Mar 2019) |
| Tax Bill | $4,800 (2026) |
| Deeds & Mortgages | May 2023 Line of Credit Nov 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0735305015 |
| Primary APN | 0735305015 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 1,512 sqft |
| Basement Area | 1,512 sqft |
| Unfinished Basement | 1,512 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 12,100 sqft (0.278 acres) |
| Lot Dimensions | 110 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 384 sqft |
| Patio Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 819 ASTER DR |
|---|---|
| City | CHEROKEE |
| State | IA |
| Zip | 51012-2103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S60' LOT 26 & N50' LOT 25 BLK 3 DOHERTY 1ST ADDT 8413A-N |
| Legal Range | 40W |
| Legal Township | 92N |
| Legal Section | 35 |
| Legal Subdivision | DOHERTY 1ST ADDT |
| Legal Block | 3 |
| Legal Lot Number | 25,26 |
| Jurisdiction | CHEROKEE IA |
| Township / Civil Division | CHEROKEE |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 80101 |
Source: Cherokee County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 819 ASTER DR, CHEROKEE, IA 51012-2103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 15, 2023 | Deed of Trust, Mortgage · Line of Credit CENTRAL BANK |
| Nov 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP |
| Aug 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK |
| Aug 14, 2020 | Deed of Trust, Mortgage · Line of Credit CENTRAL BANK |
| Mar 1, 2019 | Warranty Deed, Transfer · ARM CENTRAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2019 · Amount on File |
| Deed Sale | Mar 1, 2019 · Amount on File |
| Deed Document Number | 2019423 |
| Deed Book / Page | 2019 / 423 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE IA |
| Property Address | 819 ASTER DR, CHEROKEE, IA 51012-2103 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002023/763 |
|---|---|
| Date | May 15, 2023 |
| Book Page | 2023/763 |
| Instrument | 2023 0763 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | SPIRIT LAKE, IA 51360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 30, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE IA |
| Property Address | 819 ASTER DR, CHEROKEE, IA 51012-2103 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 02021/2703 |
|---|---|
| Date | Nov 18, 2021 |
| Book Page | 2021/2703 |
| Instrument | 2021 2703 |
| Name | CHICAGO MORTGAGE SOLUTIONS CORP |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Dec 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE IA |
| Property Address | 819 ASTER DR, CHEROKEE, IA 51012-2103 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019/1667 |
|---|---|
| Date | Aug 28, 2019 |
| Book Page | 2019/1667 |
| Instrument | 2019 1667 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | SPIRIT LAKE, IA 51360 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 122 Months |
| Due | Oct 1, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE IA |
| Property Address | 819 ASTER DR, CHEROKEE, IA 51012-2103 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/1486 |
|---|---|
| Date | Aug 14, 2020 |
| Book Page | 2020/1486 |
| Instrument | 2020 1486 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | SPIRIT LAKE, IA 51360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 30, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE IA |
| Recording Date | Mar 1, 2019 |
| Property Address | 819 ASTER DR, CHEROKEE, IA 51012-2103 |
| Document Number | 2019/0423 |
| Book / Page | 2019 / 0423 |
| Instrument Date | Feb 14, 2019 |
| Instrument | 2019 0423 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $397.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 20190425 |
|---|---|
| Date | Mar 1, 2019 |
| Instrument | 2019 0425 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Mar 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 7% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 11% |
Source: Cherokee County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Cherokee County |
| Municipality | Cherokee City |
| Unified School District | Cherokee Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,800.00 (-8.12%) | $349,060 (-) Land $26,920 Building $322,140 | $349,060 (-) Land $26,920 Building $322,140 |
| 2025 | $349,060 (+7.4%) Land $26,920 Building $322,140 | $349,060 (+7.4%) Land $26,920 Building $322,140 | |
| 2024 | $5,224.00 (+23.91%) | ||
| 2023 | $325,000 (+41.16%) Land $26,920 Building $298,080 | $325,000 (+41.16%) Land $26,920 Building $298,080 | |
| 2022 | $4,216.00 Homeowner's exemption | $230,230 Land $26,920 Building $203,310 | |
| 2021 | $230,230 Land $26,920 Building $203,310 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2019–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHEROKEE RWS - CHEROKEE SUBSYSTEM private · serves 3,315 people · EPA ID IA1811001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Also Mapped Here | CHEROKEE WATER SUPPLY - PLANT 1 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Northwest Communications Fixed Wireless | 100 / 20 |
May also be available: C-M-L Telephone Cooperative Association, Nextlink, T-Mobile.
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