819 91st St, Niagara Falls, NY 14304 Property Records

Niagara County and Niagara Falls City property record for 819 91st St, Niagara Falls, NY 14304

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,464 sqft · built 1933
Lot Size0.121 acres (5,280 sqft)
OwnerIndividual Name on Record
Tax Bill$5,351 (2026)
Deeds & MortgagesMay 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN291100 161.55-1-17

Property Details

APN / Parcel Number

Primary APN291100 161.55-1-17
Alternative APNs
  • 11001610550001017000
  • 15/2417

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,464 sqft Living Area
1st Floor Area892 sqft
2nd Floor Area572 sqft

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 1933
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area5,280 sqft (0.121 acres)
Lot Dimensions132 ft deep x 40 ft wide
Garage TypeDetached
Garage Area286 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area231 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number15/2417.
Street Address819 91ST ST
CityNIAGARA FALLS
StateNY
Zip14304-3531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-C
Legal DescriptionTM 484 BL K LOT 18
Legal Block1
Legal Lot Number17.000
JurisdictionNIAGARA NY
Township / Civil DivisionNIAGARA FALLS
Census Block Group1
Census Block1017
Census Tract22401

Owner

Source: Niagara County and Niagara Falls City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address819 91ST ST, NIAGARA FALLS, NY 14304-3531
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNIAGARA NY
Recording DateMay 25, 2022
Property Address819 91ST ST, NIAGARA FALLS, NY 14304-3531
Document Number0000000009
Map ReferenceMB 23 PG 2295
Instrument DateMay 9, 2022
Instrument2022-10009
Transaction TypeTransfer
Record UpdatedJun 10, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$688.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address819 91ST ST, 819, NIAGARA FALLS, NY 14304-3531

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 17TH ST, NIAGARA FALLS, NY 14303-1612

Mortgage

Document Number0000000010
DateMay 25, 2022
Instrument2022-10010
Lender
NameM & T BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

Mortgage

Document Number0000000011
DateMay 25, 2022
Instrument2022-10011
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Niagara County and Niagara Falls City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNiagara County
MunicipalityNiagara Falls City
Unified School DistrictNiagara Falls City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,351.00 (+6.02%)
2025$5,047.00$71,000 (-) Land $4,200 Building $66,800$157,800 (+2%) Land $9,335 Building $148,465
2023$71,000 Land $4,200 Building $66,800$131,500 Land $7,779 Building $123,721

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims4 (1999–2021)
Most Recent ClaimJul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNIAGARA FALLS WATER BOARD
serves 50,193 people · EPA ID NY3100568
Water SourceSurface water
Last State InspectionMay 2024
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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