St. Joseph County property record for 819 5th St, Three Rivers, MI 49093
| Property Type | Residential Vacant Land |
|---|---|
| Details | 4 bd · 1 ba · 1,384 sqft · built 1900 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Company Name on Record |
| Last Sale | $3,757 (Jul 2025) |
| Tax Bill | $215 (2025) |
| Deeds & Mortgages | Feb 2023 Transfer Nov 2022 Foreclosure + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-245-139-00 |
| Primary APN | 051-245-139-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,384 sqft Living Area |
| 1st Floor Area | 904 sqft |
| Basement Area | 904 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 140 ft deep x 60 ft wide |
| Garage Area | 528 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 819 5TH ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-1813 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | R-2 |
| Legal Description | LOT 5 BLK 44 VIL OF LOCKPORT CITY OF 3 RIVERS. |
| Legal Subdivision | VIL OF LOCKPORT CITY |
| Legal Block | 44 |
| Legal Lot Number | 5 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 40200 |
Source: St. Joseph County records, as of July 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 333 W MICHIGAN AVE, THREE RIVERS, MI 49093-2124 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Feb 27, 2023 | Intrafamily Transfer, Transfer |
| Nov 3, 2022 | Sheriff's Deed, Foreclosure |
| Aug 14, 2018 | Deed of Trust, Mortgage · Commercial Mortgage HORIZON BANK |
| Mar 2, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jun 27, 2018 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2025 · Amount on Record |
| Deed Sale | Jul 30, 2025 · Amount on Record |
| Prior Sale | Nov 3, 2022 · Amount on Record |
| Deed Document Number | 20255931 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Feb 27, 2023 |
| Property Address | 819 5TH ST, THREE RIVERS, MI 49093-1813 |
| Document Number | 2023001277 |
| Map Reference | LB 1 PG 67 |
| Instrument Date | Feb 20, 2023 |
| Instrument | 2023001277 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Nov 3, 2022 |
| Property Address | 819 5TH ST, THREE RIVERS, MI 49093-1813 |
| Document Number | 2022009459 |
| Map Reference | LB 1 PG 67 |
| Instrument Date | Oct 27, 2022 |
| Instrument | 2022009459 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10500 KINCAID DR STE 300, 300, FISHERS, IN 46037-9764 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 819 5TH ST, THREE RIVERS, MI 49093-1813 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 01927/0264 |
|---|---|
| Date | Aug 14, 2018 |
| Book Page | 1927/0264 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | WARREN, MI 48093 |
| Type | Commercial Mortgage |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 819 5TH ST, THREE RIVERS, MI 49093-1813 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 819 5TH ST, THREE RIVERS, MI 49093-1813 |
| Document Number | 2022001900 |
|---|---|
| Date | Mar 2, 2022 |
| Instrument | 2022001900 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jun 27, 2018 |
| Property Address | 819 5TH ST, THREE RIVERS, MI 49093-1813 |
| Document Number | 01920/0815 |
| Book / Page | 1920 / 0815 |
| Map Reference | LB1 PG67 |
| Instrument Date | Jun 25, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | PATRICK ABSTRACT AND TITLE, PATRICK ABSTARCT AND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $735.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 819 5TH ST, 819, THREE RIVERS, MI 49093-1813 |
| Name | Verified Name |
|---|---|
| Address | 819 5TH ST, THREE RIVERS, MI 49093-1813 |
| Document Number | 0001920816 |
|---|---|
| Date | Jun 27, 2018 |
| Instrument | 1920/816 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $215.00 (-84%) | $6,800 (-91.69%) Land $6,800 | |
| 2023 | $40,900 Land $2,300 Building $38,600 | $81,800 Land $4,600 Building $77,200 | |
| 2022 | $1,344.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 46 (1982–2018) |
| Claims Outside the SFHA | 2 of 46 |
| Most Recent Claim | Feb 2018 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS serves 7,905 people · EPA ID MI0006610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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