819 5th Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 819 5th Ave, Two Harbors, MN 55616 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 836 sqft · built 1908
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$212,000 (Jun 2026)
Tax Bill	$1,898 (2025)
Deeds & Mortgages	Jun 2026 Sale Apr 2018 Mortgage + 2 more
APN	`23-7661-32120`

Property Details

APN / Parcel Number

Primary APN	`23-7661-32120`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	836 sqft Gross Area
1st Floor Area	836 sqft
Utility Area	140 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1990
Architectural Style	Other
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Shed Roof
Roof Material	Other
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	140 ft deep x 25 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Slab
Porch Area	40 sqft
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	819 5TH AVE
City	TWO HARBORS
State	MN
Zip	55616-1428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W12 OF LOT 12 BLOCK 32
Legal Subdivision	MINNESOTA IRON COMPANY FIRST ADDITION
Legal Block	32
Legal Lot Number	12
Jurisdiction	LAKE MN
Township / Civil Division	TWO HARBORS
Census Block Group	2
Census Block	2020
Census Tract	370400

Owner

Source: Lake County records · APN 23-7661-32120

Assessment roll updated August 25, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	819 5TH AVE, TWO HARBORS, MN 55616-1428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 01, 2026	Deed, Transfer
Apr 04, 2018	Deed of Trust, Mortgage REPUBLIC BANK
Jul 11, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance TWO HARBORS FEDERAL CREDIT UNION
Apr 21, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage AFFINITY PLUS FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 01, 2026 · Amount on Record
Deed Sale	Jun 01, 2026 · Amount on Record
Prior Sale	Apr 21, 2020 · Amount on Record
Deed Document Number	20261880413
Prior Transfer Date	Sep 01, 2011
Prior Transfer Doc	0000174620
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE MN
Recording Date	Jun 01, 2026
Property Address	819 5TH AVE, TWO HARBORS, MN 55616-1428
Document Number	0001880413
Instrument Date	Jun 01, 2026
Instrument	20261880413
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	819 5TH AVE, TWO HARBORS, MN 55616-1428

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	819 5TH AVE, TWO HARBORS, MN 55616-1428
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000189590
Date	Apr 04, 2018
Instrument	A000189590

Lender

Name	REPUBLIC BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	357 Months
Due	Jan 01, 2048

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	819 5TH AVE, TWO HARBORS, MN 55616-1428
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000192172
Date	Jul 11, 2019
Instrument	A000192172

Lender

Name	TWO HARBORS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	97 Months
Due	Aug 01, 2027

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Apr 21, 2020
Property Address	819 5TH AVE, TWO HARBORS, MN 55616-1428
Document Number	A000193867
Instrument Date	Apr 20, 2020
Instrument	A000193867
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	819 5TH AVE, TWO HARBORS, MN 55616-1428

Mortgage

Document Number	A000193868
Date	Apr 21, 2020
Instrument	A000193868

Lender

Name	AFFINITY PLUS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated August 25, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Municipality	Two Harbors City
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,898.00	$197,000 (+11.61%) Land $10,400 Building $186,600	$197,000 (+11.61%) Land $10,400 Building $186,600
2023		$176,500 Land $9,400 Building $167,100	$176,500 Land $9,400 Building $167,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270753704002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	May 1979, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 538 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Zito West Holding	Fiber	1,000 / 1,000
Mediacom Communications	Cable	1,000 / 50
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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