8188 Smith Rd, Kannapolis, NC 28081 Property Records

Rowan County property record for 8188 Smith Rd, Kannapolis, NC 28081

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,854 sqft · built 1941
Lot Size0.62 acres (27,007 sqft)
OwnerIndividual Name on Record
Last Sale$350,000 (Oct 2024)
Tax Bill$2,442 (2026)
Deeds & MortgagesSep 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN246 130

Property Details

APN / Parcel Number

Primary APN246 130
Alternative APN
  • 491731000

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,854 sqft Living Area
1st Floor Area936 sqft

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 2015
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Lot Area27,007 sqft (0.62 acres)
PorchPorch
Porch Area176 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address8188 SMITH RD
CityKANNAPOLIS
StateNC
Zip28081-8531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.64AC CALC)
Legal SubdivisionMACK SECHLER
JurisdictionROWAN NC
Township / Civil DivisionATWELL
Census Block Group1
Census Block1012
Census Tract51502

Owner

Source: Rowan County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8188 SMITH RD, KANNAPOLIS, NC 28081-8531
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 18, 2024 · Amount on Record
Deed SaleOct 18, 2024 · Amount on Record
Deed Book / Page1450 / 677
Prior Transfer DateSep 7, 2005
Prior Transfer Doc0010460686
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Recording DateSep 23, 2026
Property Address8188 SMITH RD, KANNAPOLIS, NC 28081-8531
Document Number1491000339
Book / Page1491 / 339
Instrument DateSep 17, 2026
Transaction TypeMortgage
Record UpdatedSep 30, 2026
Title CompanyLENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address8188 SMITH RD, KANNAPOLIS, NC 28081-8531

Mortgage

Document Number1491000339,
DateSep 23, 2026
Book Page1491/339
Lender
NameSTATE EMPLOYEES CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.58%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,442.00$370,080 (-) Land $31,334 Building $338,746$370,080 (-) Land $31,334 Building $338,746
2025$2,442.00 (+466.59%)$370,080 (+465.98%) Land $31,334 Building $338,746
2023$431.00$65,388 Land $31,025 Building $34,363$370,080 Land $31,334 Building $338,746

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Smith Rd

Nearby Streets

Search Property Records by Address or Parcel Number