8188 Lulu Rd, Ida, MI 48140 Property Records

Monroe County property record for 8188 Lulu Rd, Ida, MI 48140

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,832 sqft · built 1900
Lot Size	1.17 acres (50,965 sqft)
Owner	Individual Name on File
Last Sale	$157,500 (Feb 2017)
Tax Bill	$3,570 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-011-027-10`

Property Details

APN / Parcel Number

Primary APN	`08-011-027-10`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,832 sqft Living Area
1st Floor Area	1,832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	50,965 sqft (1.17 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8188 LULU RD
City	IDA
State	MI
Zip	48140-9507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2017R02213 2008R05800 2007R28138 2598-869 1863-772 788-265 1320-631 SEC 11 T7S R7E 1.17 AC COM AT SW COR OF SEC 11 TH S 89
Legal Range	07E
Legal Township	07S
Legal Section	11
Jurisdiction	MONROE MI
Township / Civil Division	IDA
Census Block Group	1
Census Block	1028
Census Tract	832800

Owner

8188 Lulu Rd is owned by an individual who bought it in February 2017.

Source: Monroe County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	8190 LULU RD, IDA, MI 48140-9507
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Jan 29, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 3, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 6, 2018	Deed of Trust, Mortgage · Line of Credit MICHIGAN H/O ASSISTANCE
Feb 2, 2017	Warranty Deed, Transfer · FHA Mortgage ACCEPTANCE CAPITAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2017 · Amount on File
Deed Sale	Feb 2, 2017 · Amount on File
Prior Sale	Dec 2, 1999 · Amount on File
Deed Document Number	20172213
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	8188 LULU RD, IDA, MI 48140-9507
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8190 LULU RD, IDA, MI 48140-9507

Mortgage

Document Number	0000015185
Date	Jul 27, 2022
Instrument	2022R15185

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2037

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	8188 LULU RD, IDA, MI 48140-9507
Transaction Type	Mortgage
Record Updated	Mar 1, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8190 LULU RD, IDA, MI 48140-9507

Mortgage

Document Number	0000002737
Date	Jan 29, 2021
Instrument	2021R02737

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	313 Months
Due	Feb 1, 2047

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	8188 LULU RD, IDA, MI 48140-9507
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015193
Date	Aug 3, 2020
Instrument	2020R15193

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	318 Months
Due	Feb 1, 2047

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	8188 LULU RD, IDA, MI 48140-9507
Document Number	0000012425
Instrument Date	Jul 6, 2018
Transaction Type	Mortgage
Record Updated	Aug 7, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8188 LULU RD IDA MI 481409507, IDA, MI 48140-9507

Mortgage

Document Number	0000012425
Date	Jul 16, 2018
Instrument	12425

Lender

Name	MICHIGAN H/O ASSISTANCE
Address	LANSING, MI 48912

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Feb 2, 2017
Property Address	8188 LULU RD, IDA, MI 48140-9507
Document Number	2017R02213
Instrument Date	Jan 30, 2017
Instrument	2017R02213
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,354.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6788 LULU RD, 6788, IDA, MI 48140-9754

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8190 LULU RD, IDA, MI 48140-9507

Mortgage

Document Number	0000002214
Date	Feb 2, 2017
Instrument	2017R02214

Lender

Name	ACCEPTANCE CAPITAL MORTGAGE CORP
Type	Mortgage Company
Address	SPOKANE, WA 99208

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 8188 Lulu Rd was $3,570.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Ida Township
Unified School District	Ida Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$122,800 Land $18,300 Building $104,500	$245,600 Land $36,600 Building $209,000
2025	$3,570.00 Homeowner's exemption
2023	$2,843.00	$101,400	$202,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8188 Lulu Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 8188 Lulu Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	200 / 50
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lulu Rd

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