81876 Gerking Flat Rd, Athena, OR 97813 Property Records

Umatilla County property record for 81876 Gerking Flat Rd, Athena, OR 97813

Property Summary

Property Type	Farm - Irrigated or Dry
Details	3 bd · 3 ba · 6,746 sqft · built 1977
Lot Size	3.82 acres (166,399 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,765 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`5N34200000300`

Property Details

APN / Parcel Number

Primary APN	`5N34200000300`
Alternative APNs	`148776.00` `148776`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	6,746 sqft Gross Area
1st Floor Area	1,523 sqft
2nd Floor Area	480 sqft
Basement Area	1,523 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2004
Exterior Material	Wood
Roof Type	Gable
Roof Material	Concrete
Lot Area	166,399 sqft (3.82 acres)
Garage Area	880 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Deck Area	Deck Area
Patio Area	1,740 sqft
Utility Building	2,340 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	148776
Street Address	81876 GERKING FLAT RD
City	ATHENA
State	OR
Zip	97813-6008
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Local Zoning Code	EFU
Legal Description	PARTITION PLAT 1990-10 LOT: PARCEL 2
Legal Range	34
Legal Township	05N
Legal Section	20
Legal Subdivision	PARTITION PLAT 1990-10
Legal Lot Number	2
Jurisdiction	UMATILLA OR
Township / Civil Division	ATHENA
Census Block Group	2
Census Block	2082
Census Tract	950300

Owner

Source: Umatilla County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	81876 GERKING FLAT RD, ATHENA, OR 97813-6008
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Warranty Deed, Transfer · Conventional Mortgage FILO MORTGAGE LLC
Nov 1, 2019	Deed of Trust, Mortgage · VA Mortgage CMG MORTGAGE INC
Nov 2, 2017	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UMATILLA OR
Recording Date	May 11, 2022
Property Address	81876 GERKING FLAT RD, ATHENA, OR 97813-6008
Document Number	20227410048
Map Reference	DOC 90-158466
Instrument Date	May 9, 2022
Instrument	2022-7410048
Transaction Type	Transfer
Record Updated	May 24, 2022
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	81876 GERKING FLAT RD, 81876, ATHENA, OR 97813-6008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81876 GERKING FLAT RD, ATHENA, OR 97813-6008

Mortgage

Document Number	20227410049
Date	May 11, 2022
Instrument	2022-7410049

Lender

Name	FILO MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	81876 GERKING FLAT RD, ATHENA, OR 97813-6008
Transaction Type	Mortgage
Record Updated	Mar 31, 2022
Title Company	MULTIPLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20196930042
Date	Nov 1, 2019
Instrument	2019-6930042

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Sep 1, 2049

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UMATILLA OR
Recording Date	Nov 2, 2017
Property Address	81876 GERKING FLAT RD, ATHENA, OR 97813-6008
Document Number	20176640709
Map Reference	DOC1990-158466
Instrument Date	Nov 1, 2017
Instrument	2017-6640709
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81876 GERKING FLAT RD, ATHENA, OR 97813-6008

Mortgage

Document Number	20176640710
Date	Nov 2, 2017
Instrument	2017-6640710

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Umatilla County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Umatilla County
Unified School District	Helix School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,765.00 (+4.88%)	$442,660 (+6.09%) Land $98,250 Building $344,410	$783,790 (+12.13%) Land $152,500 Building $631,290
2023	$5,497.00	$417,260 Land $92,610 Building $324,650	$699,000 Land $152,500 Building $546,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 50% of Oregon
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wtechlink Fixed Wireless	300 / 300

Cell Coverage

5G and 4G LTE (outdoors only)

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