8186 Chatham Dr, Canton, MI 48187 Property Records

Wayne County property record for 8186 Chatham Dr, Canton, MI 48187

Property Summary

Property Type	Condominium
Details	3.5 ba · 4,485 sqft · built 2005
Lot Size	0.477 acres (20,790 sqft)
Owner	Individual Name on File
Last Sale	$758,000 (Dec 2020)
Tax Bill	$16,638 (2025)
Deeds & Mortgages	Jul 2017 Line of Credit Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71 022 01 0038 000`

Property Details

APN / Parcel Number

Primary APN	`71 022 01 0038 000`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,485 sqft Living Area
1st Floor Area	2,380 sqft
Basement Area	2,380 sqft
Unfinished Basement	2,380 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Exterior Material	Brick
Lot Area	20,790 sqft (0.477 acres)
Lot Dimensions	165 ft deep x 126 ft wide
Garage Area	1,070 sqft
Parking Spaces	4 Parking Spaces
Patio Area	25 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8186 CHATHAM DR
City	CANTON
State	MI
Zip	48187-4455
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-1
Legal Description	UNIT 38 REPLAT NO 2 WAYNE COUNTY CONDO SUB PLAN NO. 691 AKA HAMPTON RIDGE NORTH T3S R8E L41997 OF DEEDS P 343 TO 365 WCR
Legal Subdivision	HAMPTON RIDGE NORTH
Legal Lot Number	57-139
Legal Unit	38
Jurisdiction	WAYNE MI
Township / Civil Division	CANTON
Census Block Group	1
Census Block	1002
Census Tract	564401

Owner

8186 Chatham Dr, a condominium, is owned and occupied by an individual who bought it in December 2020.

Source: Wayne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	8186 CHATHAM DR, CANTON, MI 48187-4455
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Dec 10, 2020	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2020 · Amount on File
Deed Sale	Dec 10, 2020 · Amount on File
Prior Sale	Jun 22, 2006 · Amount on File
Deed Document Number	202021002564
Deed Book / Page	56256 / 647
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	8186 CHATHAM DR, CANTON, MI 48187-4455
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0538580828
Date	Jul 31, 2017
Book Page	53858/0828
Instrument	2017263623

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 5, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Dec 10, 2020
Property Address	8186 CHATHAM DR, CANTON, MI 48187-4455
Document Number	0562560647
Book / Page	56256 / 647
Map Reference	LB 37466 PG 4-56
Instrument Date	Dec 8, 2020
Instrument	2021002564
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,518.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8186 CHATHAM DR, 8186, CANTON, MI 48187-4455

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8186 CHATHAM DR, CANTON, MI 48187-4455

Mortgage

Document Number	0056256649
Date	Dec 10, 2020
Instrument	56256/649

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 8186 Chatham Dr was $16,638 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
County Subdivision	Canton Charter Township
Unified School District	Plymouth-Canton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$473,400 (+7.42%)	$946,800 (+7.42%)
2025	$16,638.00 Homeowner's exemption	$440,700	$881,400
2023	$15,445.00 Homeowner's exemption	$387,200	$774,400
2019	$11,925.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8186 Chatham Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2009–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8186 Chatham Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CANTON TOWNSHIP serves 99,627 people · EPA ID MI0001100
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, WOW Internet, Cable & Phone.

Cell Coverage

5G (outdoors only) and 4G LTE

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