8186 99th Ave, Vero Beach, FL 32967 Property Records

Indian River County property record for 8186 99th Ave, Vero Beach, FL 32967

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,678 sqft · built 2005
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on Record
Last Sale$112,950 (May 2015)
Tax Bill$953 (2025)
Deeds & MortgagesMar 2017 Mortgage
Mar 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN31-38-33-00002-0020-00024.0

Property Details

APN / Parcel Number

Primary APN31-38-33-00002-0020-00024.0
Alternative APN
  • 28130

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,678 sqft Living Area
Gross Area2,266 sqft
1st Floor Area1,678 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions130 ft deep x 75 ft wide
View / LotInterior
Garage TypeAttached
Garage Area420 sqft
DrivewayConcrete Driveway
Driveway Area640 sqft
PorchScreened Porch
Porch Area234 sqft
Utility Building80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address8186 99TH AVE
CityVERO BEACH
StateFL
Zip32967-6423
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-3
Legal DescriptionVERO LAKE ESTATES UNIT K BLK B LOT 24 PBI 5-83
Legal Range38E
Legal Township31S
Legal Section33
Legal SubdivisionVERO LAKE ESTATES UNIT K
Legal BlockB
Legal Lot Number24
Legal UnitK
JurisdictionINDIAN RIVER FL
Township / Civil DivisionFELLSMERE
Census Block Group1
Census Block1010
Census Tract50903

Owner

Source: Indian River County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8186 99TH AVE, VERO BEACH, FL 32967-6423
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Mar 9, 2017Loan Modification, Mortgage · FHA Mortgage
US BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 4, 2015 · Amount on Record
Deed SaleMay 4, 2015 · Amount on Record
Prior SaleFeb 10, 2005 · Amount on Record
Deed Document Number201526755
Deed Book / Page2843 / 1682
Last Transfer DateJul 15, 2024
Transfer Doc0037102309
Record UpdatedJun 8, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address8186 99TH AVE, VERO BEACH, FL 32967-6423
Document Number0030100754
Book / Page003010 / 000754
Transaction TypeMortgage
Record UpdatedMay 24, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address8186 99TH AVE VERO BEACH FL 329676423, VERO BEACH, FL 32967-6423

Mortgage

Document Number0030100754
DateMar 28, 2017
Book Page003010/000754
Instrument15508
Lender
NameHUD-HOUSING/URBAN DEV
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 27, 2047

March 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionINDIAN RIVER FL
Property Address8186 99TH AVE, VERO BEACH, FL 32967-6423
Document Number0030200567
Book / Page003020 / 000567
Instrument DateMar 9, 2017
Transaction TypeMortgage
Record UpdatedJun 6, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
AddressPO BOX 553 ROSELAND FL 329570553, ROSELAND, FL 32957-0553

Mortgage

Document Number0030200567
DateMay 1, 2017
Book Page003020/000567
Instrument23906
Lender
NameUS BK
TypeBank
Address4801 FREDERICA ST, OWENSBORO, KY 42301-7441
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 30, 2047

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$953.00 (-43.61%)$77,887 (-46.51%)$248,551 (-5.61%) Land $30,281 Building $218,270
2023$1,690.00 (+3.36%)$145,610 (+3%)$263,317 (+12.89%) Land $24,863 Building $238,454
2022$1,635.00$141,369$233,257 Land $20,400 Building $212,857

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 285 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies285 in force
Nearby Flood Claims51 (1996–2023)
Claims Outside the SFHA2 of 51
Most Recent ClaimApr 2023
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims
  • Hurricane Wilma, Oct 2005 · 3 claims
  • Hurricane Frances, Sep 2004 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250

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