Kenton County property record for 8185 Wards Ln, Covington, KY 41015
| Property Type | Other Improved |
|---|---|
| Details | 2 bd · 1 ba · 936 sqft · built 1947 |
| Lot Size | 0.723 acres (31,494 sqft) |
| Owner | Individual Name on File |
| Last Sale | $25,000 (May 2007) |
| Tax Bill | $238 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 070-10-00-044.00 |
| Primary APN | 070-10-00-044.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 936 sqft Finished Area |
| Gross Area | 1,140 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 31,494 sqft (0.723 acres) |
| Lot Dimensions | 325 ft deep x 100 ft wide |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 8185 WARDS LN |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-9594 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | DEE CUMMINS 1-2 .723 ACS ES OLD DECOURSEY PK (WARDS RD) |
| Legal Subdivision | CUMMINS (DEE) SUBD-MARY E SELING |
| Legal Lot Number | 1-2 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 65900 |
8185 Wards Ln is owned by an individual who bought it in May 2007.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13021 MADISON PIKE, INDEPENDENCE, KY 41051-7714 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2007 · Amount on File |
| Deed Sale | May 9, 2007 · Amount on File |
| Deed Document Number | 200705 09 059 00065 |
| Deed Book / Page | 2116 / 177 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 8185 Wards Ln was $238.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fairview City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $20,000 (-) Land $20,000 | $20,000 (-) Land $20,000 | |
| 2025 | $238.00 | $20,000 Land $20,000 | $20,000 Land $20,000 |
| 2023 | $544.00 | $43,000 Land $5,000 Building $38,000 | $43,000 Land $5,000 Building $38,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8185 Wards Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1996–1997) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8185 Wards Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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