8185 4th St, Laurel Hill, FL 32567 Property Records

Okaloosa County property record for 8185 4th St, Laurel Hill, FL 32567

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,860 sqft · built 1980
Lot Size	0.226 acres (9,827 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (May 2024)
Tax Bill	$2,164 (2025)
Deeds & Mortgages	Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-6504-1`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-6504-1`
Alternative APNs	`05-5N-22-2510-0003-0090` `22N505251000030090`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,860 sqft Living Area
Gross Area	2,552 sqft
1st Floor Area	1,860 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,827 sqft (0.226 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	300 sqft
Carport	Carport
Carport Area	300 sqft
Porch	Finished/Open Porch
Porch Area	96 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8185 4TH ST
City	LAUREL HILL
State	FL
Zip	32567-2122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAUREL HILL N100 FT OF LOTS 9 & 10 BLK 3
Legal Range	22W
Legal Township	05N
Legal Section	05
Legal Subdivision	LAUREL HILL
Legal Block	3
Legal Lot Number	90
Jurisdiction	OKALOOSA FL
Township / Civil Division	LAUREL HILL
Census Block Group	1
Census Block	1057
Census Tract	20200

Owner

8185 4th St is owned and occupied by two individuals who bought it in May 2024.

Source: Okaloosa County records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8185 4TH ST, LAUREL HILL, FL 32567-2122
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2024 · Amount on File
Deed Sale	May 24, 2024 · Amount on File
Prior Sale	Dec 4, 2023 · Amount on File
Deed Document Number	20243689650
Record Updated	Oct 29, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 21, 2019
Property Address	8185 4TH ST, LAUREL HILL, FL 32567-2122
Document Number	0033900167
Book / Page	3390 / 0167
Map Reference	MB 1 PG 3
Instrument Date	Mar 14, 2019
Instrument	3265959
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	FIRST NATL LAND TTL CO INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$875.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7687 HIGHWAY 393, 7687, LAUREL HILL, FL 32567-2413

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8185 4TH ST, LAUREL HILL, FL 32567-2122

Mortgage

Document Number	0003265960
Date	Mar 21, 2019
Instrument	3265960

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 8185 4th St was $2,164.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Laurel Hill City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,164.00	$170,023 Land $5,128 Building $164,895	$170,023 Land $5,128 Building $164,895
2023	$2,046.00 (+7.63%)	$159,505 (+8.5%) Land $4,357 Building $155,148	$159,505 (+8.5%) Land $4,357 Building $155,148
2022	$1,901.00	$147,007 Land $4,072 Building $142,935	$147,007 Land $4,072 Building $142,935

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8185 4th St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1998–2009)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Mar 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds
Claims by Event	Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Mar 2009 · 2 claims Hurricane Georges, Sep 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8185 4th St is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAUREL HILL serves 1,802 people · EPA ID FL1460416
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Fidium Fiber DSL	50 / 10