Sarasota County property record for 8181 Sternway Rd, Sarasota, FL 34240
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,784 sqft · built 2023 |
| Lot Size | 0.16 acres (6,977 sqft) |
| Owner | Individual Name on File |
| Last Sale | $570,000 (Apr 2024) |
| Tax Bill | $4,592 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Jan 2024 Sale |
| APN | 0196-16-0490 |
| Primary APN | 0196-16-0490 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,784 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Concrete |
| Lot Area | 6,977 sqft (0.16 acres) |
| View / Lot | Water |
| Garage Type | Attached |
| Garage Area | 451 sqft |
| Porch | Open Porch |
| Porch Area | 286 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 8181 STERNWAY RD |
|---|---|
| City | SARASOTA |
| State | FL |
| Zip | 34240-3701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VPD |
| Legal Description | LOT 490, LAKEHOUSE COVE AT WATERSIDE PHASES 5 & 6, PB 56 PG 230-249 |
| Legal Block | 1 |
| Legal Lot Number | 490 |
| Jurisdiction | SARASOTA FL |
| Township / Civil Division | INTERIOR COUNTY |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 2725 |
8181 Sternway Rd is owned and occupied by an individual who bought it in April 2024.
Source: Sarasota County records, as of January 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8181 STERNWAY RD, SARASOTA, FL 34240-3701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 19, 2024 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Jan 26, 2024 | Special Warranty Deed, Transfer SUNCOAST TITLE COMPANY, SUN COAST TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 19, 2024 · Amount on File |
| Deed Sale | Apr 19, 2024 · Amount on File |
| Prior Sale | Jan 26, 2024 · Amount on File |
| Deed Document Number | 2024054183 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 8181 STERNWAY RD, SARASOTA, FL 34240-3701 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2409 LAKEWOOD RANCH BLVD, LAKEWOOD RANCH, FL 34240-7007 |
| Document Number | 0000054184 |
|---|---|
| Date | Apr 19, 2024 |
| Instrument | 2024054184 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | 820 FOLLIN LN SE, VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Jan 26, 2024 |
| Property Address | 8181 STERNWAY RD, SARASOTA, FL 34240-3701 |
| Document Number | 0000010928 |
| Map Reference | MB 56 PG 230-249 |
| Instrument Date | Jan 26, 2024 |
| Instrument | 2024010928 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2024 |
| Title Company | SUNCOAST TITLE COMPANY, SUN COAST TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $3,487.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6901 PROFESSIONAL PKWY STE 100, 100, LAKEWOOD RANCH, FL 34240-8462 |
| Name | Verified Name |
|---|---|
| Address | 10147 WOODBORNE PL, BRADENTON, FL 34202-1749 |
Source: Sarasota County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Unified School District | Sarasota County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,592.00 (+75.54%) Homeowner's exemption | $437,200 (+324.47%) Land $63,900 Building $373,300 | $437,200 (+324.47%) Land $63,900 Building $373,300 |
| 2023 | $2,616.00 | $103,000 Land $103,000 | $103,000 Land $103,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 8181 Sternway Rd; there have been 4 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 471 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 471 in force |
| Nearby Flood Claims | 4 (2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8181 Sternway Rd is moderate, ranking above 63% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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