8181 S Ketcham Rd, Bloomington, IN 47403 Property Records

Monroe County property record for 8181 S Ketcham Rd, Bloomington, IN 47403

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,982 sqft · built 1899
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$135,600 (Nov 2011)
Tax Bill	$2,171 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`004-14110-00`

Property Details

APN / Parcel Number

Primary APN	`004-14110-00`
Alternative APN	`53-11-18-200-015.000-006`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,982 sqft Living Area
1st Floor Area	1,982 sqft

Exterior

Year Built	Built 1899
Effective Year Built	Effective 2005
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Terrain	High
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Lean-To	960 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	004-14110-00
Street Address	8181 S KETCHAM RD
City	BLOOMINGTON
State	IN
Zip	47403-8991
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRR
Legal Description	PT N1/2 NW 18-7-1W 5.00A
Jurisdiction	MONROE IN
Township / Civil Division	CLEAR CREEK
Census Block Group	1
Census Block	1010
Census Tract	1502

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	8181 S KETCHAM RD, BLOOMINGTON, IN 47403-8991
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Line of Credit INDIANA UNIVERSITY CU
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Jul 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Sep 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2011 · Amount on Record
Deed Sale	Nov 9, 2011 · Amount on Record
Prior Sale	Mar 1, 2007 · Amount on Record
Deed Document Number	201115682
Prior Transfer Date	Oct 31, 2011
Prior Transfer Doc	2011015682
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	8181 S KETCHAM RD, BLOOMINGTON, IN 47403-8991
Transaction Type	Mortgage
Record Updated	Jul 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021011752
Date	Jun 21, 2021
Instrument	2021011752

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 20, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	8181 S KETCHAM RD, BLOOMINGTON, IN 47403-8991
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020018482
Date	Nov 4, 2020
Instrument	2020018482

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	8181 S KETCHAM RD, BLOOMINGTON, IN 47403-8991
Transaction Type	Mortgage
Record Updated	Aug 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019009357
Date	Jul 5, 2019
Instrument	2019009357

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	8181 S KETCHAM RD, BLOOMINGTON, IN 47403-8991
Transaction Type	Mortgage
Record Updated	Oct 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018013043
Date	Sep 21, 2018
Instrument	2018013043

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Clear Creek Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,171.00 (-2.47%)	$287,400 (+7.44%) Land $70,000 Building $217,400	$287,400 (+7.44%) Land $70,000 Building $217,400
2024	$2,226.00 (+87.69%)
2023		$267,500 (+61.44%) Land $56,000 Building $211,500	$267,500 (+61.44%) Land $56,000 Building $211,500
2022	$1,186.00	$165,700 Land $47,000 Building $118,700	$165,700 Land $47,000 Building $118,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Smithville Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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