818 W Main St, Festus, MO 63028 Property Records

Jefferson County property record for 818 W Main St, Festus, MO 63028

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,205 sqft · built 1965
Lot Size0.192 acres (8,383 sqft)
Owner2 Individual Names on File
Last Sale$107,100 (Mar 2021)
Tax Bill$1,372 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN193.006.03016005

Property Details

APN / Parcel Number

Primary APN193.006.03016005

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,205 sqft Living Area
1st Floor Area450 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleMulti-Level
Construction TypeFrame
Lot Area8,383 sqft (0.192 acres)
Lot Dimensions144 ft deep x 60 ft wide
Garage TypeCarport
Garage Area576 sqft
CarportCarport
Carport Area576 sqft

Exterior Amenities

PorchOpen Frame Porch
Porch Area36 sqft
Patio Area294 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address818 W MAIN ST
CityFESTUS
StateMO
Zip63028-1722
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCT1
Legal DescriptionSPRING VALLEY LOT 2 BLOCK 2
Legal Range6E
Legal Township40N
Legal Section06
Legal SubdivisionSPRING VALLEY
Legal Block2
Legal Lot Number2
JurisdictionJEFFERSON MO
Township / Civil DivisionRIVER VIEW
Census Block Group1
Census Block1024
Census Tract700900

Owner

818 W Main St is owned and occupied by two individuals who bought it in March 2021.

Source: Jefferson County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address818 W MAIN ST, FESTUS, MO 63028-1722
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 29, 2026Deed of Trust, Mortgage · Line of Credit
MEMBERS FIRST FEDERAL CREDIT UNION
Mar 3, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
DAS ACQUISITION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 3, 2021 · Amount on File
Deed SaleMar 3, 2021 · Amount on File
Prior SaleJun 3, 2010 · Amount on File
Deed Document Number20219326
Prior Transfer DateFeb 25, 2021
Prior Transfer Doc0000009326
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Recording DateMay 29, 2026
Property Address818 W MAIN ST, FESTUS, MO 63028-1722
Document Number0000014453
Instrument DateMay 12, 2026
Instrument202614453
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address818 W MAIN ST, FESTUS, MO 63028-1722

Mortgage

Document Number0000014453,
DateMay 29, 2026
Instrument202614453
Lender
NameMEMBERS FIRST FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueMay 30, 2046
Interest
Rate6.3%
Max Rate-1%

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJEFFERSON MO
Recording DateMar 3, 2021
Property Address818 W MAIN ST, FESTUS, MO 63028-1722
Document Number0000009326
Map ReferenceMB 3 PG 11
Instrument DateFeb 25, 2021
Instrument2021R-009326
Transaction TypeTransfer
Record UpdatedFeb 15, 2024

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address818 W MAIN ST, FESTUS, MO 63028-1722

Mortgage

Document Number0000009327
DateMar 3, 2021
Instrument2021R-009327
Lender
NameDAS ACQUISITION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueApr 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 818 W Main St was $1,372.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
MunicipalityFestus City
Unified School DistrictFestus R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$25,000 (-) Land $1,800 Building $23,200$131,400 (-) Land $9,400 Building $122,000
2025$1,372.00$25,000 Land $1,800 Building $23,200$131,400 (-) Land $9,400 Building $122,000
2024$131,400 (+7%) Land $9,400 Building $122,000
2023$1,312.00$23,300 Land $1,800 Building $21,500$122,800 Land $9,400 Building $113,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 818 W Main St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims6 (1979–2003)
Claims Outside the SFHA1 of 6
Most Recent ClaimMay 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 818 W Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFESTUS PWS
serves 13,000 people · EPA ID MO6010276
Water SourcePurchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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