818 Thunder Aly, Sandpoint, ID 83864 Property Records

Bonner County property record for 818 Thunder Aly, Sandpoint, ID 83864

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,200 sqft · built 2018
Lot Size	20.1 acres (875,556 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,062 (2026)
Deeds & Mortgages	Sep 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RP58N01E097207A`

Property Details

APN / Parcel Number

Primary APN	`RP58N01E097207A`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,200 sqft Finished Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	875,556 sqft (20.1 acres)
Garage Type	Built-in
Lean-To	160 sqft
Pole Barn	1,200 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	818 THUNDER ALY
City	SANDPOINT
State	ID
Zip	83864-5707
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A/f-20
Legal Description	9/10-58N-1E SE E OF JOHNSON CRK LESS TX 1, W 21.18FT N2S2NWSW LESS TX 1 SEC 10
Legal Range	01E
Legal Township	58N
Legal Section	10
Legal Subdivision	CPWRS
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	1
Census Block	1014
Census Tract	950201

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	228 65TH ST N, TOWNER, ND 58788-8976
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2024
Deed Sale	Sep 26, 2024
Prior Sale	Nov 26, 2014
Deed Document Number	20241038730
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Recording Date	Sep 30, 2026
Property Address	818 THUNDER ALY, SANDPOINT, ID 83864-5707
Document Number	0001067737
Instrument Date	Sep 25, 2026
Instrument	20261067737
Transaction Type	Mortgage
Record Updated	Oct 12, 2026
Title Company	TITLE ESCROW, FLYING S TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 THUNDER ALY, SANDPOINT, ID 83864-5707

Mortgage

Document Number	0001067737,
Date	Sep 30, 2026
Instrument	20261067737

Lender

Name	RAYMOND JAMES BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,062.00	$312,459 (-37.15%) Land $126,869 Building $185,590	$312,459 (-37.15%) Land $126,869 Building $185,590
2025	$2,062.00 (+68.05%)	$497,177 (+89.92%) Land $311,587 Building $185,590	$497,177 (+89.92%) Land $311,587 Building $185,590
2023	$1,227.00	$261,787 Land $113,087 Building $148,700	$261,787 Land $113,087 Building $148,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 85% of Idaho
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50

Cell Coverage

No cell data coverage reported

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