Cleveland County property record for 818 Stony Point Rd, Kings Mountain, NC 28086
| Property Type | Single Family Home |
|---|---|
| Details | 1,156 sqft · built 1957 |
| Lot Size | 1.35 acres (58,806 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $70,000 (Nov 2012) |
| Tax Bill | $903 (2026) |
| Deeds & Mortgages | Jan 2026 Line of Credit Jul 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15354 |
| Primary APN | 15354 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,156 sqft Finished Area |
| Basement Area | 578 sqft |
| Unfinished Basement | 578 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Shed Roof |
| Lot Area | 58,806 sqft (1.35 acres) |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 464 sqft |
| Shed | 1 Shed |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1340669 |
|---|---|
| Street Address | 818 STONY POINT RD |
| City | KINGS MOUNTAIN |
| State | NC |
| Zip | 28086-8568 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | 1.35 AC RD 1001 |
| Legal Subdivision | PROPERTY OF FRED LOVELACE |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 950302 |
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 818 STONY POINT RD, KINGS MOUNTAIN, NC 28086-8568 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 7, 2026 | Deed of Trust, Mortgage · Line of Credit THE FIDELITY BANK |
| Jul 27, 2021 | Warranty Deed, Transfer |
| Nov 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2012 · Amount on Record |
| Deed Sale | Nov 30, 2012 · Amount on Record |
| Deed Document Number | 201211567 |
| Deed Book / Page | 1646 / 1349 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 818 STONY POINT RD, KINGS MOUNTAIN, NC 28086-8568 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 818 STONY POINT RD, KINGS MOUNTAIN, NC 28086-8568 |
| Document Number | 0019642016 |
|---|---|
| Date | Jan 7, 2026 |
| Book Page | 1964/2016 |
| Instrument | 200123227 |
| Name | THE FIDELITY BANK |
|---|---|
| Type | Bank |
| Address | 331 S LAFAYETTE ST, SHELBY, NC 28150 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jul 27, 2021 |
| Property Address | 818 STONY POINT RD, KINGS MOUNTAIN, NC 28086-8568 |
| Document Number | 0018470953 |
| Book / Page | 1847 / 953 |
| Instrument Date | Jul 27, 2021 |
| Instrument | 200058711 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 816 STONY POINT RD, 816, KINGS MOUNTAIN, NC 28086-8568 |
| Name | Verified Name |
|---|---|
| Address | 818 STONY POINT RD, KINGS MOUNTAIN, NC 28086-8568 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 818 STONY POINT RD, KINGS MOUNTAIN, NC 28086-8568 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0018022082 |
|---|---|
| Date | Nov 20, 2019 |
| Book Page | 1802/2082 |
| Instrument | 200033060 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | GAINESVILLE, GA 30501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2034 |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $903.00 (+9.19%) | $130,315 (-) Land $33,460 Building $96,855 | $130,315 (-) Land $33,460 Building $96,855 |
| 2025 | $827.00 | $130,315 (+78.03%) Land $33,460 Building $96,855 | $130,315 (+78.03%) Land $33,460 Building $96,855 |
| 2023 | $73,200 Land $23,381 Building $49,819 | $73,200 Land $23,381 Building $49,819 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures