Harford County property record for 818 Stiles Ct, Joppa, MD 21085 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,458 sqft · built 1987 |
| Lot Size | 2.21 acres (96,268 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $585,000 (Jan 2023) |
| Tax Bill | $5,361 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Nov 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-191818 |
| Primary APN | 03-191818 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,458 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Lot Area | 96,268 sqft (2.21 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 330 sqft |
| Patio Area | 396 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 191818 |
|---|---|
| Street Address | 818 STILES CT |
| City | JOPPA |
| State | MD |
| Zip | 21085-1321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 24 2.217 AC 818 STILES COURT EXETER GREEN P4 P 51/7 |
| Legal Subdivision | EXETER GREEN |
| Legal Lot Number | 24 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 303400 |
Source: Harford County records · APN 03-191818
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 818 STILES CT, JOPPA, MD 21085-1321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 20, 2023 | Deed, Transfer · Conventional Mortgage CREDIT UNION MORTGAGE ASSOCIATION I |
| Nov 29, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 20, 2023 · Amount on Record |
| Deed Sale | Jan 20, 2023 · Amount on Record |
| Prior Sale | Oct 21, 1987 · Amount on Record |
| Deed Book / Page | 15801 / 71 |
| Prior Transfer Date | Nov 17, 2021 |
| Prior Transfer Doc | 0152120471 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jan 20, 2023 |
| Property Address | 818 STILES CT, JOPPA, MD 21085-1321 |
| Document Number | 0158010071 |
| Book / Page | 15801 / 71 |
| Map Reference | MB 51 FO 7 |
| Instrument Date | Jan 19, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2023 |
| Title Company | BLACK OAK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,925.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7319 MANCHESTER RD, DUNDALK, MD 21222-1322 |
| Document Number | 0158010077 |
|---|---|
| Date | Jan 20, 2023 |
| Instrument | 15801-0077 |
| Name | CREDIT UNION MORTGAGE ASSOCIATION I |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Document Number | 0158090073 |
|---|---|
| Date | Jan 31, 2023 |
| Book Page | 15809/73 |
| Name | CREDIT UNION MORTGAGE ASSOCIATION INC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Nov 29, 2021 |
| Property Address | 818 STILES CT, JOPPA, MD 21085-1321 |
| Document Number | 0152120471 |
| Book / Page | 15212 / 471 |
| Instrument Date | Nov 17, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 818 STILES CT, JOPPA, MD 21085-1321 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $528,000 (+3.69%) | $565,600 (+11.08%) Land $156,000 Building $409,600 | |
| 2025 | $5,361.00 (+10.2%) | $509,200 (+9.82%) Land $156,000 Building $353,200 | $509,200 (-) Land $156,000 Building $353,200 |
| 2023 | $463,667 (+5.16%) | $509,200 (+15.49%) Land $156,000 Building $353,200 | |
| 2022 | $4,865.00 (-2.66%) Homeowner's exemption | $440,900 Land $156,000 Building $284,900 | $440,900 Land $156,000 Building $284,900 |
| 2021 | $4,998.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253034001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 8 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force 4 of 8 on primary residences |
| Nearby Flood Claims | 2 (1979–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2013, other causes |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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