Knox County property record for 818 Stephen Trace Rd, Barbourville, KY 40906
| Property Type | Single Family Home |
|---|---|
| Details | 1,370 sqft · built 1999 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $143,000 (May 2017) |
| Tax Bill | $1,018 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 107-40-06-003.00 |
| Primary APN | 107-40-06-003.00 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,370 sqft Total Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Mansard |
| Roof Material | Metal |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 17903 |
|---|---|
| Street Address | 818 STEPHEN TRACE RD |
| City | BARBOURVILLE |
| State | KY |
| Zip | 40906-7211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.22 AC PART OF LOTS 111 & 112 |
| Legal Subdivision | STEPHEN TRACE SUBDIVISION |
| Legal Lot Number | 111-112 |
| Jurisdiction | KNOX KY |
| Township / Civil Division | BARBOURVILLE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 930604 |
818 Stephen Trace Rd is owned and occupied by two individuals who bought it in May 2017.
Source: Knox County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 818 STEPHEN TRACE RD, BARBOURVILLE, KY 40906-7211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 3, 2022 | Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL COMPANY LP |
| May 23, 2017 | Survivorship Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2017 · Amount on File |
| Deed Sale | May 23, 2017 · Amount on File |
| Deed Document Number | 2017226528 |
| Deed Book / Page | 419 / 147 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KNOX KY |
| Property Address | 818 STEPHEN TRACE RD, BARBOURVILLE, KY 40906-7211 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Title Company | ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 00M493/723 |
|---|---|
| Date | Jan 3, 2022 |
| Book Page | M493/723 |
| Instrument | 251772 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | KNOX KY |
| Recording Date | May 23, 2017 |
| Property Address | 818 STEPHEN TRACE RD, BARBOURVILLE, KY 40906-7211 |
| Document Number | 00D419/147 |
| Book / Page | D419 / 147 |
| Map Reference | SL 30 |
| Instrument Date | May 18, 2017 |
| Instrument | 226528 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Title Company | KENTUCKY LAND TITLE, KENTUCKY MTN LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $143.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 818 STEPHEN TRACE RD, BARBOURVILLE, KY 40906-7211 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 818 STEPHEN TRACE RD, BARBOURVILLE, KY 40906-7211 |
| Document Number | 000M442443 |
|---|---|
| Date | May 23, 2017 |
| Instrument | M442/443 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 818 Stephen Trace Rd was $1,018 with a homeowner's exemption.
Source: Knox County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Knox County |
| Unified School District | Knox County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,018.00 Homeowner's exemption | $143,000 Land $25,000 Building $118,000 | $143,000 Land $25,000 Building $118,000 |
| 2023 | $1,074.00 Homeowner's exemption | $143,000 | $143,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 818 Stephen Trace Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 818 Stephen Trace Rd is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 84% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BARBOURVILLE UTILITIES serves 16,420 people · EPA ID KY0610016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Barbourville Utility Commission Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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