818 State St, Alton, IL 62002 Property Records

Madison County property record for 818 State St, Alton, IL 62002

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 713 sqft · built 1900
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Tax Bill	$2,561 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jan 2018 Sale & Mortgage
APN	`23-2-07-11-17-302-028`

Property Details

APN / Parcel Number

Primary APN	`23-2-07-11-17-302-028`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	713 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	818 STATE ST
City	ALTON
State	IL
Zip	62002-6161
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STATE ST LOTS LOT PT 44 50X120
Legal Subdivision	LOWER ALTON
Legal Lot Number	44
Jurisdiction	MADISON IL
Township / Civil Division	ALTON
Census Block Group	1
Census Block	1019
Census Tract	402300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Christian Hill Historic District listed 1978 · 266 contributing resources · NRIS 78001165

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

818 State St is owned and occupied by an individual who acquired it in July 2020.

Source: Madison County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	818 STATE ST, ALTON, IL 62002-6161
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2020	Intrafamily Transfer, Transfer · FHA Mortgage CORNERSTONE FIRST MORTGAGE INC
Jan 8, 2018	Warranty Deed, Transfer · FHA Mortgage HOMETOWN LNDRS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2020
Deed Sale	Jul 31, 2020
Prior Sale	Jan 8, 2018 · Amount on File
Deed Document Number	202026136
Prior Transfer Date	Jul 23, 2020
Prior Transfer Doc	0000026136
Record Updated	Oct 29, 2026

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON IL
Recording Date	Jul 31, 2020
Property Address	818 STATE ST, ALTON, IL 62002-6161
Document Number	0000026136
Map Reference	PB 11 PG 133
Instrument Date	Jul 23, 2020
Instrument	2020R26136
Transaction Type	Transfer
Record Updated	Apr 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 STATE ST, ALTON, IL 62002-6161

Mortgage

Document Number	0000026137
Date	Jul 31, 2020
Instrument	2020R26137

Lender

Name	CORNERSTONE FIRST MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	2.75%

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jan 8, 2018
Property Address	818 STATE ST, ALTON, IL 62002-6161
Document Number	0000000750
Instrument Date	Dec 29, 2017
Instrument	750
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	SERENITY TITLE AND ESCROW LIMITED

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$147.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3610 LONG DR ST ANN MO 630742512, ST ANN, MO 63074-2512

Mortgage

Document Number	751
Date	Jan 8, 2018
Instrument	751

Lender

Name	HOMETOWN LNDRS
Address	HUNTSVILLE, AL 35806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2048

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 818 State St was $2,561 with a homeowner's exemption, up 11.1% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Alton City
County	Madison County
County Subdivision	Alton Township
Unified School District	Alton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,561.00 (+11.06%)	$38,000 Land $2,940 Building $35,060	$114,000 Land $8,820 Building $105,180
2024	$2,306.00
2022	$1,935.00	$28,060 Land $2,170 Building $25,890	$84,265 Land $6,517 Building $77,748

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 818 State St; there have been 17 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	17 (1978–2019)
Claims Outside the SFHA	2 of 17
Most Recent Claim	Jun 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 818 State St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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