Union County property record for 818 Skywatch Ln, Monroe, NC 28112
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,196 sqft · built 2020 |
| Lot Size | 0.159 acres (6,926 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $354,500 (May 2022) |
| Tax Bill | $3,422 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-321-702 |
| Primary APN | 09-321-702 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,196 sqft Total Area |
| 1st Floor Area | 978 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 6,926 sqft (0.159 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 818 SKYWATCH LN |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-7749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #75 ALEXANDER COMMONS MP1 OPCP287 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 20501 |
818 Skywatch Ln is owned and occupied by two individuals who bought it in May 2022.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 818 SKYWATCH LN, MONROE, NC 28112-7749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2022 · Amount on File |
| Deed Sale | May 24, 2022 · Amount on File |
| Prior Sale | Oct 12, 2021 · Amount on File |
| Deed Document Number | 202218942 |
| Deed Book / Page | 8485 / 250 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Oct 12, 2021 |
| Property Address | 818 SKYWATCH LN, MONROE, NC 28112-7749 |
| Document Number | 0008276301 |
| Book / Page | 8276 / 301 |
| Map Reference | CAB P PG 287 |
| Instrument Date | Oct 12, 2021 |
| Instrument | 48654 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | INDEPENDENCE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $694.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629 |
| Name | Verified Name |
|---|---|
| Address | 818 SKYWATCH LN, MONROE, NC 28112-7749 |
| Document Number | 0000048655 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 48655 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.15% |
| Type Change Date | Nov 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.15% |
| Index | 5-Year CMT |
| Max Rate | 9.15% |
The 2025 property tax bill for 818 Skywatch Ln was $3,422.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $391,500 (-) Land $80,000 Building $311,500 | $391,500 (-) Land $80,000 Building $311,500 | |
| 2025 | $3,422.00 | $391,500 Land $80,000 Building $311,500 | $391,500 Land $80,000 Building $311,500 |
| 2023 | $2,760.00 | $253,100 Land $43,600 Building $209,500 | $253,100 Land $43,600 Building $209,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 818 Skywatch Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 818 Skywatch Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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