818 SE 10th St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 818 SE 10th St, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 956 sqft · built 1971
Lot Size	0.194 acres (8,451 sqft)
Owner	Individual Name on Record
Last Sale	$103,000 (Apr 2018)
Tax Bill	$2,964 (2025)
Deeds & Mortgages	Dec 2019 Sale Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-22-37-35-0290-00000-0480`

Property Details

APN / Parcel Number

Primary APN	`3-22-37-35-0290-00000-0480`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	956 sqft Heated Area
Gross Area	1,432 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1998
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,451 sqft (0.194 acres)
Lot Dimensions	113 ft deep x 75 ft wide
Porch	Open Porch
Patio Area	233 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	818 SE 10TH ST
City	OKEECHOBEE
State	FL
Zip	34974-5344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OKEECHOBEE ESTATES, AN ADDITION TO OKEECHOBEE (PLAT BOOK 3 PAGE 20) LOT 48
Legal Range	35E
Legal Township	37S
Legal Section	22
Legal Subdivision	OKEECHOBEE ESTATES
Legal Lot Number	48
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1032
Census Tract	910500

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2426 SE 31ST ST, OKEECHOBEE, FL 34974-6713
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2019	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC
Apr 10, 2018	Warranty Deed, Transfer · FHA Mortgage CASTLE & COOKE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2018 · Amount on Record
Deed Sale	Apr 10, 2018 · Amount on Record
Prior Sale	Apr 10, 2018 · Amount on Record
Deed Document Number	0008051153
Deed Book / Page	0805 / 1153
Last Transfer Date	Dec 16, 2019
Transfer Doc	0000012702
Record Updated	Jun 8, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Dec 16, 2019
Property Address	818 SE 10TH ST, OKEECHOBEE, FL 34974-5344
Document Number	0000012702
Instrument Date	Dec 5, 2019
Instrument	12702
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

Amount	Amount Recorded
Tax	$840.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2426 SE 31ST ST OKEECHOBEE FL 349746713, OKEECHOBEE, FL 34974-6713

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Apr 10, 2018
Property Address	818 SE 10TH ST, OKEECHOBEE, FL 34974-5344
Document Number	0008051153
Book / Page	0805 / 1153
Map Reference	MB3 PG20
Instrument Date	Apr 6, 2018
Instrument	2018004853
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$721.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	818 SE 10TH ST, 818, OKEECHOBEE, FL 34974-5344

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 SE 10TH ST, OKEECHOBEE, FL 34974-5344

Mortgage

Document Number	2018004854
Date	Apr 10, 2018
Instrument	2018004854

Lender

Name	CASTLE & COOKE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Municipality	Okeechobee City
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,964.00 (-7.43%)	$158,766 (+0.94%) Land $21,600 Building $137,166	$158,766 (+0.94%) Land $21,600 Building $137,166
2023	$3,202.00 (+10.57%)	$157,288 (+21.77%) Land $15,840 Building $141,448	$157,288 (+21.77%) Land $15,840 Building $141,448
2022	$2,896.00	$129,168 Land $12,240 Building $116,928	$129,168 Land $12,240 Building $116,928

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	8 (1992–2012)
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on SE 10th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures