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818 Scott St, Covington, KY 41011 Property Records

Kenton County property record for 818 Scott St, Covington, KY 41011

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,178 sqft · built 1875
Owner2 Individual Names on Record
Last Sale$115,500 (Sep 2016)
Tax Bill$1,951 (2025)
Deeds & MortgagesOct 2021 Mortgage
May 2018 Transfer
Flood ZoneZone X (minimal risk)
APN854-23-16-010.05

Property Details

APN / Parcel Number

Primary APN854-23-16-010.05

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,178 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1875
Effective Year BuiltEffective 1875
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Foundation TypeStone
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address818 SCOTT ST
CityCOVINGTON
StateKY
Zip41011-2446
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionEMERY ROWHOUSE PHASE 1 UNIT 818
Legal SubdivisionEMERY ROWHOUSE CONDOMINIUM
Legal Phase1
Legal Lot Number818
Legal Unit818
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2029
Census Tract67000

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address818 SCOTT ST, COVINGTON, KY 41011-2446
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
VICTORY MORTGAGE LLC
May 9, 2018Quit Claim Deed, Transfer
HOMESTEAD TITLE AGENCY LIMITED

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2016 · Amount on Record
Deed SaleSep 1, 2016 · Amount on Record
Prior SaleSep 15, 2006 · Amount on Record
Deed Document Number201609 01 059 00234
Deed Book / Page5974 / 270
Prior Transfer DateJan 31, 2005
Prior Transfer Doc0005900300
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address818 SCOTT ST, COVINGTON, KY 41011-2446
Transaction TypeMortgage
Record UpdatedAug 10, 2022
Title CompanyHOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900219
DateOct 18, 2021
Book Page286/587
Instrument21101805900219
Lender
NameVICTORY MORTGAGE LLC
TypeMortgage Company
AddressERLANGER, KY 41018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueNov 1, 2031

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateMay 9, 2018
Property Address818 SCOTT ST, COVINGTON, KY 41011-2446
Document Number0000000125
Book / Page0C6408 / 000043
Instrument DateApr 27, 2018
Instrument125
Transaction TypeTransfer
Record UpdatedMay 24, 2018
Title CompanyHOMESTEAD TITLE AGENCY LIMITED

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address818 SCOTT ST COVINGTON KY 410112446, COVINGTON, KY 41011-2446

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$147,300 (-) Building $147,300$147,300 (-) Building $147,300
2025$1,951.00 (-0.56%)$147,300 (-) Building $147,300$147,300 (-) Building $147,300
2023$1,962.00$147,300 Building $147,300$147,300 Building $147,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1978–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Starlink
Satellite		280 / 30

May also be available: T-Mobile, Verizon.

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