818 Saddleback Trail Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 818 Saddleback Trail Rd, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,124 sqft · built 1991
Lot Size	0.275 acres (11,979 sqft)
Owner	Individual Name on File
Last Sale	$297,000 (Dec 2017)
Tax Bill	$4,554 (2025)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
APN	`0606006000410`

Property Details

APN / Parcel Number

Primary APN	`0606006000410`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,124 sqft Living Area
1st Floor Area	764 sqft
Upper Floors Area	804 sqft
Attic	Attic
Attic Area	460 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,979 sqft (0.275 acres)
Lot Dimensions	141 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	460 sqft

Exterior Amenities

Porch	Slab
Porch Area	195 sqft
Deck Area	Deck Area
Patio Area	305 sqft
Balcony Area	40 sqft
Shed	1 Shed
Shed Area	132 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	818 SADDLEBACK TRAIL RD
City	CHESAPEAKE
State	VA
Zip	23322-8849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12S: RESI
Legal Description	41 COUNTRY ROADS SEC TWO
Legal Subdivision	CHESHIRE MDWS,COUNTRY RDS,HERITAGE PT,BR
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1034
Census Tract	21004

Owner

818 Saddleback Trail Rd is owned and occupied by an individual who bought it in December 2017.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	818 SADDLEBACK TRAIL RD, CHESAPEAKE, VA 23322-8849
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2017 · Amount on File
Deed Sale	Dec 21, 2017 · Amount on File
Prior Sale	Nov 14, 2005 · Amount on File
Deed Document Number	201735270
Deed Book / Page	9868 / 476
Record Updated	Oct 29, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Dec 21, 2017
Property Address	818 SADDLEBACK TRAIL RD, CHESAPEAKE, VA 23322-8849
Document Number	9868/476
Book / Page	9868 / 476
Instrument Date	Dec 6, 2017
Instrument	170035270
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 SADDLEBACK TRAIL RD, CHESAPEAKE, VA 23322-8849

Mortgage

Document Number	170035271
Date	Dec 21, 2017
Instrument	170035271

Lender

Name	BANK OF AMERICA NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 818 Saddleback Trail Rd was $4,554.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$472,200 (+4.72%) Land $200,000 Building $272,200	$472,200 (+4.72%) Land $200,000 Building $272,200
2025	$4,554.00	$450,900 Land $190,000 Building $260,900	$450,900 Land $190,000 Building $260,900
2023		$401,400 (+4.5%) Land $170,000 Building $231,400	$401,400 (+4.5%) Land $170,000 Building $231,400
2022		$384,100 Land $150,000 Building $234,100	$384,100 Land $150,000 Building $234,100
2019	$3,266.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 818 Saddleback Trail Rd; there have been 3 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 82 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	82 in force
Nearby Flood Claims	3 (2005–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 818 Saddleback Trail Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20