Stanly County property record for 818 Main St W, Locust, NC 28097
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,338 sqft · built 1945 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $1,839 (2026) |
| Deeds & Mortgages | Jun 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 557503102911 |
| Primary APN | 557503102911 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,338 sqft Finished Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 60,984 sqft (1.4 acres) |
| Garage Type | Carport |
| Garage Area | 528 sqft |
| Carport | Carport |
| Carport Area | 528 sqft |
| Patio Area | 230 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 1555937 |
|---|---|
| Street Address | 818 MAIN ST W |
| City | LOCUST |
| State | NC |
| Zip | 28097-9716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HC |
| Legal Description | HSE 818 W MAIN ST 557503212 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 930801 |
818 Main St W, a single family home, is held in a trust.
Source: Stanly County records, as of October 6, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 13900 BETHEL AVENUE EXT, MIDLAND, NC 28107-9495 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Jun 4, 2026 |
| Property Address | 818 MAIN ST W, LOCUST, NC 28097-9716 |
| Document Number | 0000488483 |
| Book / Page | 1921 / 441 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 2026488483 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 13900 BETHEL AVENUE EXT, MIDLAND, NC 28107-9495 |
The 2026 property tax bill for 818 Main St W was $1,839.
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Locust City |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,839.00 | $199,906 (-) Land $61,800 Building $138,106 | $199,906 (-) Land $61,800 Building $138,106 |
| 2025 | $1,839.00 | $199,906 Land $61,800 Building $138,106 | $199,906 Land $61,800 Building $138,106 |
| 2023 | $1,546.00 | $141,918 Land $36,900 Building $105,018 | $141,918 Land $36,900 Building $105,018 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 818 Main St W in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 818 Main St W is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANFIELD #3-POLK FORD/RENEE FORD serves 854 people · EPA ID NC2084008 |
|---|---|
| Water Source | Purchased surface water from STANLY CO-WEST STANLY DIST |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile, Windstream.
5G (outdoors only) and 4G LTE
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