Orange County property record for 818 Lost Grove Cir, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,659 sqft · built 2006 |
| Lot Size | 0.179 acres (7,814 sqft) |
| Owner | Individual Name on File |
| Last Sale | $332,500 (Mar 2018) |
| Tax Bill | $4,169 (2025) |
| Deeds & Mortgages | Jan 2026 Second Mortgage Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-22-27-3231-00-180 |
| Primary APN | 35-22-27-3231-00-180 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,659 sqft Living Area |
| Gross Area | 3,800 sqft |
| 1st Floor Area | 1,360 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,814 sqft (0.179 acres) |
| Garage Type | Attached |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 818 LOST GROVE CIR |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-5014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | GROVE PARK AT STONE CREST 66/46 LOT 18 |
| Legal Range | 27E |
| Legal Township | 22S |
| Legal Section | 35 |
| Legal Subdivision | GROVE PARK AT STONE CREST |
| Legal Tract | 3231 |
| Legal Lot Number | 18 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 17118 |
818 Lost Grove Cir is owned and occupied by an individual who bought it in March 2018.
Source: Orange County records, as of May 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 818 LOST GROVE CIR, WINTER GARDEN, FL 34787-5014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 29, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Mar 27, 2018 | Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2018 · Amount on File |
| Deed Sale | Mar 27, 2018 · Amount on File |
| Prior Sale | Aug 8, 2007 · Amount on File |
| Deed Document Number | 2018181292 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 818 LOST GROVE CIR, WINTER GARDEN, FL 34787-5014 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 818 LOST GROVE CIR, WINTER GARDEN, FL 34787-5014 |
| Document Number | 0000054000 |
|---|---|
| Date | Jan 29, 2026 |
| Instrument | 20260054000 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Mar 27, 2018 |
| Property Address | 818 LOST GROVE CIR, WINTER GARDEN, FL 34787-5014 |
| Document Number | 0000181292 |
| Map Reference | MB 66 PG 46-49 |
| Instrument Date | Mar 22, 2018 |
| Instrument | 20180181292 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | WATSON TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,327.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 818 LOST GROVE CIR, 818, WINTER GARDEN, FL 34787-5014 |
| Name | Verified Name |
|---|---|
| Address | 818 LOST GROVE CIR, WINTER GARDEN, FL 34787-5014 |
| Document Number | 0000181293 |
|---|---|
| Date | Mar 27, 2018 |
| Instrument | 20180181293 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
The 2025 property tax bill for 818 Lost Grove Cir was $4,169, up 5.3% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Garden City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $304,463 (+2.7%) | $518,820 (-1.23%) Land $120,000 Building $398,820 | |
| 2025 | $4,169.00 (+5.28%) Homeowner's exemption | $296,459 | $525,260 Land $120,000 Building $405,260 |
| 2024 | $3,960.00 (+3.8%) | ||
| 2023 | $3,815.00 (+3.14%) Homeowner's exemption | $279,713 (+3%) | $469,879 (+23.21%) Land $120,000 Building $349,879 |
| 2022 | $3,699.00 Homeowner's exemption | $271,566 | $381,364 Land $87,500 Building $293,864 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 818 Lost Grove Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 36 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 818 Lost Grove Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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