Union County property record for 818 Jay St, New Albany, MS 38652
| Property Type | Rural Home |
|---|---|
| Details | 1,131 sqft · built 1968 |
| Owner | Individual Name on File |
| Tax Bill | $656 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Nov 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 046N-09-067.00 |
| Primary APN | 046N-09-067.00 |
|---|---|
| Alternative APN |
|
| Total Rooms | 5 Rooms |
|---|---|
| Building Area | 1,131 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1968 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Heating System | HVAC |
|---|
| Street Address | 818 JAY ST |
|---|---|
| City | NEW ALBANY |
| State | MS |
| Zip | 38652-5427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LOT 9 BLK H PHYFER ACRES |
| Legal Subdivision | PHYFER |
| Legal Block | H |
| Legal Lot Number | 9 |
| Jurisdiction | UNION MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 950400 |
818 Jay St, a rural home, is owned and occupied by an individual who acquired it in April 2024.
Source: Union County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 818 JAY ST, NEW ALBANY, MS 38652-5427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 23, 2024 | Warranty Deed, Transfer · Conventional Mortgage BNA BANK |
| Nov 6, 2023 | Administrator's Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2024 |
| Deed Sale | Apr 23, 2024 |
| Prior Sale | Nov 6, 2023 |
| Deed Document Number | 202402206 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION MS |
| Recording Date | Apr 23, 2024 |
| Property Address | 818 JAY ST, NEW ALBANY, MS 38652-5427 |
| Document Number | 2024002206 |
| Instrument Date | Apr 17, 2024 |
| Instrument | 2024002206 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2717 LAURELCREST CV, MEMPHIS, TN 38133-8134 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 818 JAY ST, NEW ALBANY, MS 38652-5427 |
| Document Number | 2024002207 |
|---|---|
| Date | Apr 23, 2024 |
| Instrument | 2024002207 |
| Name | BNA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Administrator's Deed |
|---|---|
| Jurisdiction | UNION MS |
| Recording Date | Nov 6, 2023 |
| Property Address | 818 JAY ST, NEW ALBANY, MS 38652-5427 |
| Document Number | 2023004328 |
| Instrument Date | Nov 3, 2023 |
| Instrument | 2023004328 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2717 LAURELCREST CV, MEMPHIS, TN 38133-8134 |
The 2025 property tax bill for 818 Jay St was $656 with a homeowner's exemption, down 50.5% from the year before.
Source: Union County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Union County |
| Municipality | New Albany City |
| Unified School District | New Albany Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $656.00 (-50.53%) Homeowner's exemption | $6,176 | $61,760 Land $8,250 Building $53,510 |
| 2024 | $1,326.00 | ||
| 2023 | Homeowner's exemption Disabled Person's exemption | $6,176 (+21.55%) | $61,760 (+21.55%) Land $8,250 Building $53,510 |
| 2022 | Homeowner's exemption Disabled Person's exemption | $5,081 | $50,810 Land $7,500 Building $43,310 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 818 Jay St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 818 Jay St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 82% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber | 10,000 / 10,000 |
| ACE Fiber Fiber | 8,000 / 8,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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