818 Highland Ave, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 818 Highland Ave, Fort Wright, KY 41011

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1962
Lot Size	0.119 acres (5,200 sqft)
Owner	Individual Name on Record
Last Sale	$164,000 (Jul 2020)
Tax Bill	$2,173 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`041-40-02-003.00`

Property Details

APN / Parcel Number

Primary APN	`041-40-02-003.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,080 sqft Finished Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Brick
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	5,200 sqft (0.119 acres)
Lot Dimensions	130 ft deep x 10 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	818 HIGHLAND AVE
City	FT WRIGHT
State	KY
Zip	41011-4012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCHLOSSER W 40' LOT 5 BEING 40X130' WS HIGHLAND AVE LESS SMALL TRIANG PARCEL
Legal Subdivision	SCHLOSSER
Legal Lot Number	5
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1004
Census Tract	65100

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	818 HIGHLAND AVE, FT WRIGHT, KY 41011-4012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2020	Deed of Trust, Mortgage REGIONS MTG
Jul 30, 2020	Warranty Deed, Transfer REGIONS MTG
Mar 20, 2020	Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2020 · Amount on Record
Deed Sale	Jul 30, 2020 · Amount on Record
Prior Sale	Mar 20, 2020 · Amount on Record
Deed Document Number	20205900118
Deed Book / Page	34 / 524
Prior Transfer Date	Aug 3, 2012
Prior Transfer Doc	0005900067
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	818 HIGHLAND AVE, FT WRIGHT, KY 41011-4012
Document Number	0000000119
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 HIGHLAND AVE FORT WRIGHT KY 410114012, FORT WRIGHT, KY 41011-4012

Mortgage

Document Number	0000000119
Date	Jul 30, 2020
Book Page	000M75/000874
Instrument	119

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 30, 2020
Property Address	818 HIGHLAND AVE, FT WRIGHT, KY 41011-4012
Document Number	0000000118
Book / Page	000034 / 000524
Instrument Date	Jul 24, 2020
Instrument	118
Transaction Type	Transfer
Record Updated	Sep 14, 2020
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$164.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 HIGHLAND AVE FORT WRIGHT KY 410114012, FORT WRIGHT, KY 41011-4012

Mortgage

Document Number	119
Date	Jul 30, 2020
Book Page	000M75/000874
Instrument	119

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 20, 2020
Property Address	818 HIGHLAND AVE, FT WRIGHT, KY 41011-4012
Document Number	0000000398
Book / Page	000013 / 000321
Instrument Date	Mar 13, 2020
Instrument	398
Transaction Type	Transfer
Record Updated	May 27, 2020
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$90.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	892 DOERIDGE DR ERLANGER KY 410182971, ERLANGER, KY 41018-2971

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$164,000 (-) Land $10,000 Building $154,000	$164,000 (-) Land $10,000 Building $154,000
2025	$2,173.00 (-0.5%)	$164,000 (-) Land $10,000 Building $154,000	$164,000 (-) Land $10,000 Building $154,000
2023	$2,184.00	$164,000 Land $10,000 Building $154,000	$164,000 Land $10,000 Building $154,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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