Morgan County property record for 818 Harrison Ave, Berkeley Springs, WV 25411
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,136 sqft · built 1962 |
| Lot Size | 0.447 acres (19,471 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $187,000 (Jul 2024) |
| Tax Bill | $839 (2026) |
| Deeds & Mortgages | Jul 2024 Mortgage Jun 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-3A-0036.0000 |
| Primary APN | 02-3A-0036.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,136 sqft Living Area |
| 1st Floor Area | 2,272 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 19,471 sqft (0.447 acres) |
| Lot Dimensions | 270 ft deep x 72 ft wide |
| Terrain | Above Road/Slope |
| Garage Type | Carport |
| Garage Area | 672 sqft |
| Carport | Carport |
| Carport Area | 672 sqft |
| Porch | Porch |
| Porch Area | 248 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 818 HARRISON AVE |
|---|---|
| City | BERKELEY SPRINGS |
| State | WV |
| Zip | 25411-2110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JIMSTOWN ADDITION LOT 11 0.447 AC |
| Legal Subdivision | JIMSTOWN ADD |
| Legal Lot Number | 11 |
| Jurisdiction | MORGAN WV |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 970800 |
818 Harrison Ave is owned by two individuals who bought it in July 2024.
Source: Morgan County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 810 HARRISON AVE, BERKELEY SPRINGS, WV 25411-2110 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 29, 2024 | Deed of Trust, Mortgage · FHA Mortgage SIERRA PACIFIC MORTGAGE COMPANY INC |
| Jun 24, 2024 | Deed, Transfer |
| Dec 1, 2021 | Deed, Transfer · Stand-Alone First Mortgage CNB BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2024 · Amount on File |
| Deed Sale | Jul 29, 2024 · Amount on File |
| Deed Document Number | 2024905757 |
| Deed Book / Page | 296 / 593 |
| Prior Transfer Date | Jun 7, 2024 |
| Prior Transfer Doc | 000296/133 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN WV |
| Property Address | 818 HARRISON AVE, BERKELEY SPRINGS, WV 25411-2110 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000511/96 |
|---|---|
| Date | Jul 29, 2024 |
| Book Page | 511/96 |
| Instrument | 905758 |
| Name | SIERRA PACIFIC MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MORGAN WV |
| Recording Date | Jun 24, 2024 |
| Property Address | 818 HARRISON AVE, BERKELEY SPRINGS, WV 25411-2110 |
| Document Number | 000296/133 |
| Book / Page | 296 / 133 |
| Instrument Date | Jun 7, 2024 |
| Instrument | 904818 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 810 HARRISON AVE, BERKELEY SPRINGS, WV 25411-2110 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MORGAN WV |
| Recording Date | Dec 1, 2021 |
| Property Address | 818 HARRISON AVE, BERKELEY SPRINGS, WV 25411-2110 |
| Document Number | 000284/363 |
| Book / Page | 284 / 363 |
| Instrument Date | Nov 22, 2021 |
| Instrument | 882657 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 818 HARRISON AVE, BERKELEY SPRINGS, WV 25411-2110 |
| Document Number | 0000882658 |
|---|---|
| Date | Dec 1, 2021 |
| Instrument | 882658 |
| Name | CNB BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.6% |
| Type Change Date | Jan 1, 2032 |
| Max Rate At Change | 3.1% |
| Index | 1-Year CMT |
The 2026 property tax bill for 818 Harrison Ave was $839, up 6.5% from the year before.
Source: Morgan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $839.00 (+6.47%) | $84,600 (+6.74%) Land $16,020 Building $68,580 | $141,000 (+6.74%) Land $26,700 Building $114,300 |
| 2025 | $788.00 | $79,260 Land $16,020 Building $63,240 | $132,100 Land $26,700 Building $105,400 |
| 2023 | $714.00 (-48.78%) | $71,400 (+2.5%) Land $14,700 Building $56,700 | $119,000 (+2.5%) Land $24,500 Building $94,500 |
| 2022 | $1,394.00 | $69,660 Land $14,700 Building $54,960 | $116,100 Land $24,500 Building $91,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 818 Harrison Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (1978–1996) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Sep 1996 · Hurricane Fran And Associated Heavy Rains,flooding Highwind |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 818 Harrison Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BERKELEY SPRINGS serves 3,526 people · EPA ID WV3303301 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Turbidity resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Jun 2019 |
| Monitoring and Reporting | 32 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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