Chesapeake City property record for 818 Gene Cres, Chesapeake, VA 23320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,340 sqft · built 1974 |
| Lot Size | 0.271 acres (11,805 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Jun 2021) |
| Tax Bill | $3,129 (2025) |
| Deeds & Mortgages | Jul 2010 Mortgage Jun 2021 Sale & Mortgage + 2 more |
| APN | 0271012000010 |
| Primary APN | 0271012000010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,340 sqft Living Area |
| 1st Floor Area | 1,340 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,805 sqft (0.271 acres) |
| Lot Dimensions | 90 ft deep x 124 ft wide |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 735 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 130 sqft |
| Patio Area | 368 sqft |
| Shed | 1 Shed |
| Shed Area | 54 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 818 GENE CRES |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-6010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8S: RESID |
| Legal Description | 1 SEABOARD ESTATES |
| Legal Subdivision | BELVIN HEIGHTS/SEABOARD ESTATES/MINNIX |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20905 |
818 Gene Cres is owned and occupied by an individual who bought it in June 2021.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 818 GENE CRES, CHESAPEAKE, VA 23320-6010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 23, 2010 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jun 30, 2021 | Warranty Deed, Transfer · FHA Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Mar 16, 2017 | Warranty Deed, Transfer · VA Mortgage OVM FINANCIAL INC |
| Oct 30, 2006 | Warranty Deed, Transfer · Conventional Mortgage COUNTRYWIDE HOME LOAN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2021 · Amount on File |
| Deed Sale | Jun 30, 2021 · Amount on File |
| Prior Sale | Mar 16, 2017 · Amount on File |
| Deed Document Number | 202129938 |
| Deed Book / Page | 10400 / 1326 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 818 GENE CRES, CHESAPEAKE, VA 23320-6010 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008167/150 |
|---|---|
| Date | Jul 23, 2010 |
| Book Page | 8167/150 |
| Name | BANK OF AMERICA NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.38% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 30, 2021 |
| Property Address | 818 GENE CRES, CHESAPEAKE, VA 23320-6010 |
| Document Number | 10400/1326 |
| Book / Page | 10400 / 1326 |
| Instrument Date | Jun 3, 2021 |
| Instrument | 210029938 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 818 GENE CRES, CHESAPEAKE, VA 23320-6010 |
| Document Number | 210029939 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 210029939 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Mar 16, 2017 |
| Property Address | 818 GENE CRES, CHESAPEAKE, VA 23320-6010 |
| Document Number | 9765/1096 |
| Book / Page | 9765 / 1096 |
| Instrument Date | Mar 9, 2017 |
| Instrument | 170007098 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 818 GENE CRES, CHESAPEAKE, VA 23320-6010 |
| Document Number | 170007099 |
|---|---|
| Date | Mar 16, 2017 |
| Instrument | 170007099 |
| Name | OVM FINANCIAL INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Oct 30, 2006 |
| Property Address | 818 GENE CRES, CHESAPEAKE, VA 23320-6010 |
| Document Number | 006807/187 |
| Book / Page | 6807 / 187 |
| Instrument Date | Oct 23, 2006 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0006807190 |
|---|---|
| Date | Oct 30, 2006 |
| Instrument | 6807/190 |
| Name | COUNTRYWIDE HOME LOAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 818 Gene Cres was $3,129.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $325,600 (+5.1%) Land $125,000 Building $200,600 | $325,600 (+5.1%) Land $125,000 Building $200,600 | |
| 2025 | $3,129.00 | $309,800 Land $115,000 Building $194,800 | $309,800 Land $115,000 Building $194,800 |
| 2023 | $263,300 (+14.33%) Land $95,000 Building $168,300 | $263,300 (+14.33%) Land $95,000 Building $168,300 | |
| 2022 | $230,300 Land $85,000 Building $145,300 | $230,300 Land $85,000 Building $145,300 | |
| 2019 | $2,042.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 818 Gene Cres; there have been 2 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1999) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 818 Gene Cres has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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