818 Gardener Rd, Rockledge, FL 32955 Property Records

Brevard County property record for 818 Gardener Rd, Rockledge, FL 32955

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,468 sqft · built 1997
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$172,000 (Dec 2014)
Tax Bill	$2,223 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-36-09-80-*-190`

Property Details

APN / Parcel Number

Primary APN	`25-36-09-80-*-190`
Alternative APNs	`25-36-09-80-00000.0-0190.00` `2507101`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,468 sqft Living Area
Gross Area	2,081 sqft
1st Floor Area	1,468 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	380 sqft

Exterior Amenities

Pool Area	515 sqft
Porch	Florida Room
Porch Area	233 sqft
Deck Area	561 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2507101
Street Address	818 GARDENER RD
City	ROCKLEDGE
State	FL
Zip	32955-8150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2A 8/1
Legal Description	PINE COVE UNIT 2 LOT 190
Legal Range	36E
Legal Township	25S
Legal Section	09
Legal Subdivision	PINE COVE UNIT 2
Legal Lot Number	190
Legal Unit	2
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	2
Census Block	2009
Census Tract	63105

Owner

818 Gardener Rd is owned and occupied by two individuals who bought it in December 2014.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	818 GARDENER RD, ROCKLEDGE, FL 32955-8150
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2014 · Amount on File
Deed Sale	Dec 12, 2014 · Amount on File
Prior Sale	Jul 3, 1997 · Amount on File
Deed Document Number	2014242686
Deed Book / Page	7265 / 245
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	818 GARDENER RD, ROCKLEDGE, FL 32955-8150
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 GARDENER RD, ROCKLEDGE, FL 32955-8150

Mortgage

Document Number	0088972971
Date	Oct 26, 2020
Book Page	8897/2971
Instrument	2020236560

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 818 Gardener Rd was $2,223 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Rockledge City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,670 (+2.7%)	$289,200 (+0.25%)
2025	$2,223.00 Homeowner's exemption	$176,900	$288,470 Land $65,000 Building $223,470
2023	$2,128.00 (+6.77%) Homeowner's exemption	$166,920 (+3%)	$306,630 (+11.13%) Land $60,000 Building $246,630
2022	$1,993.00 Homeowner's exemption	$162,060	$275,930 Land $55,000 Building $220,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 818 Gardener Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	3 (1989–2004)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 818 Gardener Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20