818 Frank St, Adrian, MI 49221 Property Records

Lenawee County property record for 818 Frank St, Adrian, MI 49221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,642 sqft · built 1920
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Sep 2021)
Tax Bill	$1,889 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`XA0-515-0216-01`

Property Details

APN / Parcel Number

Primary APN	`XA0-515-0216-01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,642 sqft Living Area
1st Floor Area	1,201 sqft
Basement Area	905 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	90 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	818 FRANK ST
City	ADRIAN
State	MI
Zip	49221-3019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 214 & 215 EASTERN ADD COMBINED ON 02/05/2013 FROM XA0-515-0216-00, XA0-515-0215-00;
Legal Subdivision	EASTERN ADD
Legal Lot Number	214-215
Jurisdiction	LENAWEE MI
Township / Civil Division	ADRIAN
Census Block Group	4
Census Block	4016
Census Tract	61301

Owner

818 Frank St is owned and occupied by an individual who bought it in September 2021.

Source: Lenawee County records, as of July 10, 2026

Owner of Record	Individual Name on File
Mailing Address	818 FRANK ST, ADRIAN, MI 49221-3019
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2021 · Amount on File
Deed Sale	Sep 22, 2021 · Amount on File
Prior Sale	Apr 7, 2005 · Amount on File
Deed Book / Page	2626 / 284
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENAWEE MI
Recording Date	Sep 22, 2021
Property Address	818 FRANK ST, ADRIAN, MI 49221-3019
Document Number	0026260284
Book / Page	2626 / 284
Instrument Date	Sep 10, 2021
Transaction Type	Transfer
Record Updated	Nov 3, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15489 CHARLES ST, MONROE, MI 48161-3903

Mortgage

Document Number	0026260285
Date	Sep 22, 2021
Book Page	2626/285

Lender

Name	UNION HOME MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 818 Frank St was $1,889 with a homeowner's exemption, down 13.1% from the year before.

Source: Lenawee County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Adrian City
County	Lenawee County
Unified School District	Adrian City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,700 (+16.6%)	$119,400 (+16.6%)
2025	$1,889.00 (-13.15%) Homeowner's exemption	$51,200	$102,400
2024	$2,175.00
2023		$45,500 (+9.38%)	$91,000 (+9.38%)
2022		$41,600	$83,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 818 Frank St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 14, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 818 Frank St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADRIAN serves 23,663 people · EPA ID MI0000040
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: D&P Communications.

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