Black Hawk County property record for 818 E Mitchell Ave, Waterloo, IA 50702 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1931 |
| Square Footage | 816 sqft Living Area |
| Lot Size | 5,166 sqft (0.119 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $84,000 (2021) |
| Tax Bill | $3,015.00 (2025) |
| Primary APN | 8913-35-401-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 816 sqft Living Area |
| 1st Floor | 480 sqft 1st Floor |
| Basement Area | 480 sqft Basement |
| Unfinished Basement | 480 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Paneling Interior Structure |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1931 |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 5,166 sqft (0.119 acres) |
| Depth X Width | 123 ft x 42 ft Depth x Width |
| Deck Area | 154 sqft Deck |
|---|---|
| Patio Area | 234 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 64 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 818 E MITCHELL AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-3306 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LINCOLN HEIGHTS ADDITION LOT 5 BLK 2 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 35 |
| Legal Subdivision | LINCOLN HEIGHTS ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 1200 |
Source: Black Hawk County records · APN 8913-35-401-005
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 818 E MITCHELL AVE, WATERLOO, IA 50702-3306 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 02, 2026 | Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU |
| Jun 22, 2021 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Dec 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITY STATE BANK |
| Jun 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU |
| Nov 05, 2018 | Deed of Trust, Mortgage VERIDIAN CREDIT UNION |
| Sep 04, 2018 | Deed of Trust, Mortgage VERIDIAN CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 22, 2021 · Amount on Record |
| Deed Sale | Jun 22, 2021 · Amount on Record |
| Deed Doc Number | 202127141 |
| Prior Transfer Date | Jun 21, 2021 |
| Prior Transfer Doc | 0000027141 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 818 E MITCHELL AVE, WATERLOO, IA 50702-3306 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202600055 |
|---|---|
| Date | Jan 02, 2026 |
| Instrument | 2026-00055 |
| Name | DUPACO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | 1000 JACKSON ST, DUBUQUE, IA 52001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jun 22, 2021 |
| Property Address | 818 E MITCHELL AVE, WATERLOO, IA 50702-3306 |
| Document Number | 202100027141 |
| Instrument Date | Jun 21, 2021 |
| Instrument | 202100027141 |
| Transaction Type | Transfer |
| Record Updated | Jul 07, 2021 |
| Title Company | BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK CNTY ABSTRACT CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $133.60 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 818 E MITCHELL AVE, WATERLOO, IA 50702-3306 |
| Document Number | 202100027142 |
|---|---|
| Date | Jun 22, 2021 |
| Instrument | 202100027142 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 818 E MITCHELL AVE, WATERLOO, IA 50702-3306 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201800010659 |
|---|---|
| Date | Dec 20, 2017 |
| Instrument | 2018-00010659 |
| Name | FIRST SECURITY STATE BANK |
|---|---|
| Type | Bank |
| Address | CEDAR FALLS, IA 50613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 15, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 818 E MITCHELL AVE, WATERLOO, IA 50702-3306 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2020 |
| Name | Verified Name |
|---|
| Document Number | 202000021943 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 202000021943 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 818 E MITCHELL AVE, WATERLOO, IA 50702-3306 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2018 |
| Name | Verified Name |
|---|
| Document Number | 201900007292 |
|---|---|
| Date | Nov 05, 2018 |
| Instrument | 201900007292 |
| Name | VERIDIAN CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 110 Months |
| Due | Jan 01, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 818 E MITCHELL AVE, WATERLOO, IA 50702-3306 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2018 |
| Name | Verified Name |
|---|
| Document Number | 201900003702 |
|---|---|
| Date | Sep 04, 2018 |
| Instrument | 201900003702 |
| Name | VERIDIAN CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 352 Months |
| Due | Jan 01, 2048 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,015.00 (+130.86%) Homeowner's exemption | $92,120 (+9.5%) Land $14,110 Building $78,010 | $92,120 (+9.5%) Land $14,110 Building $78,010 |
| 2024 | $1,306.00 (-3.26%) | ||
| 2023 | $84,130 (+19.64%) Land $14,110 Building $70,020 | $84,130 (+19.64%) Land $14,110 Building $70,020 | |
| 2022 | $1,350.00 Homeowner's exemption | $70,320 Land $14,110 Building $56,210 | |
| 2021 | $70,320 Land $14,110 Building $56,210 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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