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818 E 12th St, Panama City, FL 32401 Property Records

Bay County property record for 818 E 12th St, Panama City, FL 32401

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,248 sqft · built 1944
Lot Size0.191 acres (8,319 sqft)
OwnerIndividual Name on File
Last Sale$12,800 (Jun 2001)
Tax Bill$1,543 (2025)
Deeds & MortgagesMar 2022 Transfer
Flood ZoneZone X (minimal risk)
APN16842-000-000

Property Details

APN / Parcel Number

Primary APN16842-000-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,248 sqft Living Area
1st Floor Area1,248 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1944
Effective Year BuiltEffective 1980
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,319 sqft (0.191 acres)
Lot Dimensions104 ft deep x 80 ft wide
Garage TypeCarport
Garage Area289 sqft
CarportCarport
Carport Area289 sqft
DrivewayDriveway
Driveway Area450 sqft
PorchUnfinished Open Porch
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address818 E 12TH ST
CityPANAMA CITY
StateFL
Zip32401-3346
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC04
Legal DescriptionDIXIE HEIGHTS LOTS 7 & 8 BLK 3 ORB 4544 P 1916
Legal Range14W
Legal Township04S
Legal Section04
Legal SubdivisionDIXIE HEIGHTS
Legal Block3
Legal Lot Number7,8
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group3
Census Block3009
Census Tract1600

Owner

818 E 12th St is owned by an individual who acquired it in February 2022.

Source: Bay County records, as of January 5, 2026

Owner of RecordIndividual Name on File
Mailing Address918 E 17TH ST, PANAMA CITY, FL 32405-6142
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 19, 2001 · Amount on File
Deed SaleJun 19, 2001 · Amount on File
Deed Document Number200132089
Deed Book / Page2040 / 2078
Last Transfer DateFeb 16, 2022
Transfer Doc0045441916
Record UpdatedJun 8, 2026

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBAY FL
Recording DateMar 31, 2022
Property Address818 E 12TH ST, PANAMA CITY, FL 32401-3346
Document Number0045441916
Book / Page4544 / 1916
Instrument DateFeb 16, 2022
Instrument2022024183
Transaction TypeTransfer
Record UpdatedApr 21, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address6511 ANDORA DR, 6511, CHARLOTTE, NC 28227-8072

Transferred To (Grantee/Buyer)

NameVerified Name
Address918 E 17TH ST, PANAMA CITY, FL 32405-6142

Tax Assessment & Valuation

The 2025 property tax bill for 818 E 12th St was $1,543, down 11.8% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,543.00 (-11.78%)$97,699 Land $22,272 Building $75,427$97,699 Land $22,272 Building $75,427
2024$1,749.00 (+8.7%)
2023$1,609.00 (+38.11%)$83,944 (+41.95%) Land $18,792 Building $65,152$83,944 (+41.95%) Land $18,792 Building $65,152
2022$1,165.00$59,137 Land $13,989 Building $45,148$59,137 Land $13,989 Building $45,148

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 818 E 12th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1995)
Most Recent ClaimOct 1995 · Hurricane Opal

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 818 E 12th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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