818 Constitution Ave, Billings, MT 59105 Property Records

Yellowstone County property record for 818 Constitution Ave, Billings, MT 59105

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,655 sqft · built 1979
Lot Size	0.22 acres (9,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$438,900 (Jul 2026)
Tax Bill	$2,378 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`000A240320`

Property Details

APN / Parcel Number

Primary APN	`000A240320`
Alternative APNs	`03-1033-20-4-19-13-0000` `R0325078` `A240320` `A24032`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,655 sqft Living Area
Gross Area	1,710 sqft
1st Floor Area	1,160 sqft
Basement Area	550 sqft
Finished Basement	495 sqft
Unfinished Basement	55 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2010
Architectural Style	Bi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,600 sqft (0.22 acres)
View / Lot	Neighborhood / Spot
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	110 sqft
Deck Area	260 sqft
Gazebo	Gazebo

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	818 CONSTITUTION AVE
City	BILLINGS
State	MT
Zip	59105-2094
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-96
Legal Description	TERRACE ESTATES SUB 1ST FILING, S20, T01 N, R26 E, BLOCK 10, LOT 12
Legal Range	26E
Legal Township	01N
Legal Section	20
Legal Subdivision	TERRACE ESTATES SUB 1ST FILING
Legal Block	10
Legal Lot Number	12
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	NORTHWEST YELLOWSTONE
Census Block Group	4
Census Block	4038
Census Tract	1402

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	818 CONSTITUTION AVE, BILLINGS, MT 59105-2094
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Warranty Deed, Transfer · Conventional Mortgage LOWER LLC
Mar 14, 2023	Deed of Trust, Mortgage · Line of Credit OPPORTUNITY BANK OF MT
Aug 14, 2020	Warranty Deed, Transfer OPPORTUNITY BK/MT
Mar 18, 2020	Deed of Trust, Construction Loan · Line of Credit STOCKMAN BK/MT
Jan 30, 2017	Deed of Trust, Mortgage STOCKMAN BK/MT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2026 · Amount on Record
Deed Sale	Jul 1, 2026 · Amount on Record
Prior Sale	Aug 14, 2020 · Amount on Record
Deed Document Number	20264137892
Prior Transfer Date	Aug 1, 2005
Prior Transfer Doc	0003342665
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jul 1, 2026
Property Address	818 CONSTITUTION AVE, BILLINGS, MT 59105-2094
Document Number	0004137892
Instrument Date	Jul 1, 2026
Instrument	20264137892
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	STEWART TITLE COMPANY (BA), STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 CONSTITUTION AVE, BILLINGS, MT 59105-2094

Mortgage

Document Number	0004137892,
Date	Jul 1, 2026
Instrument	20264137892

Lender

Name	LOWER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	818 CONSTITUTION AVE, BILLINGS, MT 59105-2094
Transaction Type	Mortgage
Record Updated	Mar 28, 2023
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004042584
Date	Mar 14, 2023
Instrument	4042584

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 14, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Aug 14, 2020
Property Address	818 CONSTITUTION AVE, BILLINGS, MT 59105-2094
Document Number	0003933654
Instrument Date	Aug 13, 2020
Instrument	3933654
Transaction Type	Transfer
Record Updated	Aug 27, 2020
Title Company	FIRST MONTANA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 CONSTITUTION AVE BILLINGS MT 591052094, BILLINGS, MT 59105-2094

Mortgage

Document Number	3933655
Date	Aug 14, 2020
Instrument	3933655

Lender

Name	OPPORTUNITY BK/MT
Address	HELENA, MT 59604

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2050

March 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Recording Date	Mar 18, 2020
Property Address	818 CONSTITUTION AVE, BILLINGS, MT 59105-2094
Document Number	0003914548
Instrument Date	Mar 12, 2020
Instrument	3914548
Transaction Type	Construction Loan
Record Updated	May 25, 2020
Title Company	FIRST MONTANA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 CONSTITUTION AVE BILLINGS MT 591052094, BILLINGS, MT 59105-2094

Mortgage

Document Number	0003914548
Date	Mar 18, 2020
Instrument	3914548

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	BILLINGS, MT 59105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 17, 2021

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	818 CONSTITUTION AVE, BILLINGS, MT 59105-2094
Document Number	0003804669
Instrument Date	Jan 30, 2017
Transaction Type	Mortgage
Record Updated	Feb 9, 2017
Title Company	FIRST MONTANA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 CONSTITUTION AVE BILLINGS MT 591052094, BILLINGS, MT 59105-2094

Mortgage

Document Number	0003804669
Date	Feb 3, 2017
Instrument	3804669

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	BILLINGS, MT 59105

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 2, 2032

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$345,900 (-) Land $62,891 Building $283,009	$345,900 (-) Land $62,891 Building $283,009
2025	$2,378.00 (-27.68%)	$345,900 (+7.06%) Land $62,891 Building $283,009	$345,900 (+7.06%) Land $62,891 Building $283,009
2024	$3,288.00 (+14.09%)
2023	$2,882.00	$323,100	$323,100 Land $64,994 Building $258,106

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 86% of Montana
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisp West Fixed Wireless	200 / 100
AT&T Fixed Wireless	100 / 20

May also be available: TDS Telecom, Verizon.

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