818 Clairmount St, Detroit, MI 48202 Property Records

Wayne County property record for 818 Clairmount St, Detroit, MI 48202

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,431 sqft · built 1905
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Tax Bill	$841 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04002486`

Property Details

APN / Parcel Number

Primary APN	`04002486`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,431 sqft Living Area
1st Floor Area	672 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Shingles
Roof Type	Gable
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	139 ft deep x 50 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	164 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	818 CLAIRMOUNT ST
City	DETROIT
State	MI
Zip	48202-1530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	N CLAIRMOUNT W 50.335 OF LOT 35 AND VAC BANCROFT AVE IN REAR HUBBARD & DINGWALLS SUB L10 P84 PLATS, W C R 4/89 50.335 X 139
Legal Subdivision	HUBBARD & DINGWALLS
Legal Block	208
Legal Lot Number	35
Jurisdiction	WAYNE MI
Township / Civil Division	DETROIT
Census Block Group	1
Census Block	1031
Census Tract	532100

Owner

818 Clairmount St is owned and occupied by an individual.

Source: Wayne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	818 CLAIRMOUNT ST, DETROIT, MI 48202-1530
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Nov 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	818 CLAIRMOUNT ST, DETROIT, MI 48202-1530
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 CLAIRMOUNT ST, DETROIT, MI 48202-1530

Mortgage

Document Number	0575320689
Date	Apr 4, 2022
Book Page	57532/689
Instrument	2022126110

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	818 CLAIRMOUNT ST, DETROIT, MI 48202-1530
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0554041464
Date	Nov 14, 2019
Book Page	55404/1464
Instrument	2019320033

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 818 Clairmount St was $841 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Detroit City
Unified School District	Detroit Public Schools Community District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,300 (+11.78%)	$100,600 (+11.78%)
2025	$841.00 Homeowner's exemption	$45,000	$90,000
2023	$909.00 Homeowner's exemption	$29,400	$58,800
2020	$858.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 818 Clairmount St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 818 Clairmount St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DETROIT serves 633,218 people · EPA ID MI0001800
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Zentro.

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