818 Bent Tree Ln, Young Harris, GA 30582 Property Records

Towns County property record for 818 Bent Tree Ln, Young Harris, GA 30582

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,040 sqft · built 1990
Lot Size	0.78 acres (33,977 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Feb 2017)
Tax Bill	$948 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Nov 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0013C014`

Property Details

APN / Parcel Number

Primary APN	`0013C014`
Alternative APN	`2276`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	3,040 sqft Heated Area
1st Floor Area	1,520 sqft
Basement Area	760 sqft
Finished Basement	760 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1993
Exterior Material	Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	33,977 sqft (0.78 acres)

Exterior Amenities

Porch	Patio
Porch Area	456 sqft
Deck Area	228 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2276
Street Address	818 BENT TREE LN
City	YOUNG HARRIS
State	GA
Zip	30582-2620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 77 PINECREST PHASE II
Legal Subdivision	PINECREST
Legal Phase	2
Legal Lot Number	77
Jurisdiction	TOWNS GA
Township / Civil Division	YOUNG HARRIS
Census Block Group	4
Census Block	4019
Census Tract	960100

Owner

Source: Towns County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	818 BENT TREE LN, YOUNG HARRIS, GA 30582-2620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Deed of Trust, Mortgage · FHA Mortgage EQUITY PRIME MORTGAGE
Nov 26, 2024	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE DEPOT
Sep 15, 2021	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS
Feb 9, 2017	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2017 · Amount on Record
Deed Sale	Feb 9, 2017 · Amount on Record
Prior Sale	Jun 30, 2006 · Amount on Record
Deed Document Number	201798
Deed Book / Page	592 / 800
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNS GA
Property Address	818 BENT TREE LN, YOUNG HARRIS, GA 30582-2620
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 BENT TREE LN, YOUNG HARRIS, GA 30582-2620

Mortgage

Document Number	0000000724/0000000818
Date	Feb 9, 2024
Book Page	0000000724/0000000818

Lender

Name	EQUITY PRIME MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNS GA
Property Address	818 BENT TREE LN, YOUNG HARRIS, GA 30582-2620
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 BENT TREE LN, YOUNG HARRIS, GA 30582-2620

Mortgage

Document Number	0000000737/0000000519
Date	Nov 26, 2024
Book Page	0000000737/0000000519

Lender

Name	MORTGAGE DEPOT

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNS GA
Property Address	818 BENT TREE LN, YOUNG HARRIS, GA 30582-2620
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 BENT TREE LN, YOUNG HARRIS, GA 30582-2620

Mortgage

Document Number	0000000683/0000000830
Date	Sep 15, 2021
Book Page	0000000683/0000000830

Lender

Name	BROKER SOLUTIONS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOWNS GA
Recording Date	Feb 9, 2017
Property Address	818 BENT TREE LN, YOUNG HARRIS, GA 30582-2620
Document Number	000592/800
Book / Page	592 / 800
Instrument Date	Feb 9, 2017
Instrument	2017-000098
Transaction Type	Transfer
Record Updated	Feb 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 BENT TREE LN, YOUNG HARRIS, GA 30582-2620

Mortgage

Document Number	592/802
Date	Feb 10, 2017
Book Page	592/802

Lender

Name	BROKER SOLUTIONS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Towns County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Towns County
Unified School District	Towns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$948.00 (-52%)	$189,069 (+21.39%) Land $18,000 Building $171,069	$472,673 (+21.39%) Land $45,000 Building $427,673
2023		$155,754 (+9.06%) Land $18,000 Building $137,754	$389,385 (+9.06%) Land $45,000 Building $344,385
2022	$1,975.00 Homeowner's exemption	$142,810 Land $16,000 Building $126,810	$357,024 Land $40,000 Building $317,024

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Aug 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 77% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable · DSL in parts of the area	1,000 / 25
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Ridge Mountain EMC.

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