818 Ausable Rd, Oscoda, MI 48750 Property Records

Iosco County property record for 818 Ausable Rd, Oscoda, MI 48750

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 820 sqft · built 1955
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$154,000 (Oct 2026)
Tax Bill	$1,868 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Nov 2006 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`021A1000015800`

Property Details

APN / Parcel Number

Primary APN	`021A1000015800`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	820 sqft Building Perimeter
1st Floor Area	820 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	71 ft deep x 90 ft wide
Garage Area	352 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	818 AUSABLE RD
City	OSCODA
State	MI
Zip	48750-9521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	AUSABLE HEIGHTS LOT 158 & W 1/2 OF LOT 159
Legal Subdivision	AUSABLE HEIGHTS
Legal Lot Number	158-159
Jurisdiction	IOSCO MI
Township / Civil Division	AU SABLE
Census Block Group	1
Census Block	1049
Census Tract	400

Owner

818 Ausable Rd is owned and occupied by two individuals who bought it in October 2026.

Source: Iosco County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	818 AUSABLE RD, OSCODA, MI 48750-9521
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 1, 2006	Deed of Trust, Mortgage · Line of Credit COUNTRYWIDE BANK FSB
Jan 16, 2025	Other, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 1, 2006	Warranty Deed, Transfer COUNTRYWIDE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2026 · Amount on File
Deed Sale	Oct 2, 2026 · Amount on File
Prior Sale	Jan 16, 2025 · Amount on File
Deed Document Number	20265774
Transfer Doc	0000003527
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IOSCO MI
Recording Date	Oct 2, 2026
Property Address	818 AUSABLE RD, OSCODA, MI 48750-9521
Document Number	0000005774
Instrument Date	Sep 30, 2026
Instrument	20265774
Transaction Type	Transfer
Record Updated	Oct 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 AUSABLE RD, OSCODA, MI 48750-9521

Mortgage

Document Number	0000005775,
Date	Oct 2, 2026
Instrument	20265775

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IOSCO MI
Property Address	818 AUSABLE RD, OSCODA, MI 48750-9521
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 AUSABLE RD, AU SABLE, MI 48750-9521

Mortgage

Document Number	00904/00657
Date	Nov 1, 2006
Book Page	00904/00657

Lender

Name	COUNTRYWIDE BANK FSB
Type	Bank
Address	PO BOX 10423, VAN NUYS, CA 91410

Agreement

Type	Line of Credit
Amount	Amount on Record

January 2025: Other, Transfer

Document Type	Other
Jurisdiction	IOSCO MI
Recording Date	Jan 16, 2025
Property Address	818 AUSABLE RD, OSCODA, MI 48750-9521
Document Number	2025000182
Instrument Date	Dec 17, 2024
Instrument	2025000182
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 AUSABLE RD, OSCODA, MI 48750-9521

Mortgage

Document Number	2025000183
Date	Jan 16, 2025
Instrument	2025000183

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

November 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IOSCO MI
Recording Date	Nov 1, 2006
Property Address	818 AUSABLE RD, OSCODA, MI 48750-9521
Document Number	00904/00642
Book / Page	00904 / 00642
Instrument Date	Oct 31, 2006
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	818 AUSABLE RD, OSCODA, MI 48750-9521

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 AUSABLE RD, OSCODA, MI 48750-9521

Mortgage

Document Number	00904/00643
Date	Nov 1, 2006
Book Page	00904/00643

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution
Address	4500 PARK GRANADA # SVB-31, CALABASAS, CA 91302

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 818 Ausable Rd was $1,868 with a homeowner's exemption.

Source: Iosco County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Iosco County
County Subdivision	Au Sable Charter Township
Unified School District	Oscoda Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,000 Land $68,000	$136,000 Land $136,000
2025	$1,868.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 818 Ausable Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1986–2026)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 818 Ausable Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 90% of Michigan
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AU SABLE TOWNSHIP serves 2,370 people · EPA ID MI0000290
Water Source	Purchased surface water from HURON SHORE REGIONAL UTILITY AUTHORITY
Last State Inspection	Jul 2025
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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