818 5th St, Union Beach (Keyport), NJ 07735 Property Records

Monmouth County and Union Beach Borough property record for 818 5th St, Union Beach, NJ 07735

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,762 sqft · built 1930
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (Nov 2024)
Tax Bill	$8,569 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`50-00045-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`50-00045-0000-00009`
Alternative APNs	`500004500009` `459`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,762 sqft Living Area
1st Floor Area	1,180 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Deck Area	56 sqft
Shed	1 Shed
Shed Area	36 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	459
Street Address	818 5TH ST
City	UNION BEACH
State	NJ
Zip	07735-2826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Subdivision	UNION BEACH
Legal Block	45
Legal Lot Number	9
Jurisdiction	MONMOUTH NJ
Township / Civil Division	UNION BEACH
Census Block Group	2
Census Block	2014
Census Tract	801800

Owner

818 5th St is owned and occupied by an individual who bought it in November 2024.

Source: Monmouth County and Union Beach Borough records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	818 5TH ST, UNION BEACH, NJ 07735-2826
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP
Jan 25, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L
May 17, 2019	Quit Claim Deed, Mortgage · VA Mortgage NEW DAY FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2024 · Amount on File
Deed Sale	Nov 22, 2024 · Amount on File
Prior Sale	Dec 21, 2020 · Amount on File
Deed Document Number	202483106
Deed Book / Page	9714 / 5367
Prior Transfer Date	Apr 25, 2019
Prior Transfer Doc	0000043650
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	818 5TH ST, UNION BEACH, NJ 07735-2826
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095034005
Date	Apr 21, 2021
Book Page	9503/4005
Instrument	2021064276

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	818 5TH ST, UNION BEACH, NJ 07735-2826
Document Number	0000013821
Instrument Date	Jan 25, 2020
Transaction Type	Mortgage
Record Updated	Mar 2, 2020
Title Company	COMMONWEALTH USA SETTLEMENTS L

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	818 5TH ST UNION BEACH NJ 077352826, UNION BEACH, NJ 07735-2826

Mortgage

Document Number	0000013821
Date	Feb 5, 2020
Book Page	009395/003818
Instrument	13821

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 4, 2050

May 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 17, 2019
Property Address	818 5TH ST, UNION BEACH, NJ 07735-2826
Document Number	0000043650
Book / Page	009348 / 008413
Instrument Date	Apr 25, 2019
Instrument	43650
Transaction Type	Mortgage
Record Updated	Jun 26, 2019
Title Company	COMMONWEALTH USA SETTLEMENTS L

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	818 5TH ST UNION BEACH NJ 077352826, UNION BEACH, NJ 07735-2826

Mortgage

Document Number	43651
Date	May 17, 2019
Book Page	009348/008443
Instrument	43651

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 16, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 818 5th St was $8,569, up 13.8% from the year before.

Source: Monmouth County and Union Beach Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Union Beach Borough
Unified School District	Union Beach Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$439,700 (+10.06%) Land $202,500 Building $237,200	$439,700 (+10.06%) Land $202,500 Building $237,200
2025	$8,569.00 (+13.8%)	$399,500 Land $183,900 Building $215,600	$399,500 Land $183,900 Building $215,600
2024	$7,530.00
2023		$338,200 Land $139,200 Building $199,000	$338,200 Land $139,200 Building $199,000
2022	$6,662.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 818 5th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 256 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	268 units insured incl. 12 condo units
Nearby Flood Claims	363 (1978–2022)
Claims Outside the SFHA	24 of 363
Most Recent Claim	Dec 2022 · tidal / storm surge
Claims by Event	Hurricane Sandy, Nov 2012 · 267 claims Severe Storms And Flooding, Mar 2010 · 15 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 818 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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