818 1st St, Pentwater, MI 49449 Property Records

Oceana County property record for 818 1st St, Pentwater, MI 49449

Property Summary

Property Type	Single Family Home
Lot Size	1.23 acres (53,880 sqft)
Owner	Individual Name on Record
Last Sale	$269,500 (Nov 2021)
Tax Bill	$1,458 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Apr 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`044-552-001-00`

Property Details

APN / Parcel Number

Primary APN	`044-552-001-00`

Exterior

Lot Area	53,880 sqft (1.23 acres)

Location & Zoning

Street Address	818 1ST ST
City	PENTWATER
State	MI
Zip	49449-9524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ENTIRE BLK 12 EXC N 33 FT PAYNES ADDITION TO VILLAGE OF PENTWATER DC 2019/6592 LTRS PR PRD 2019/6596 CERT TRUST MLC 2019/6601
Legal Subdivision	PAYNES ADDITION
Legal Block	12
Jurisdiction	OCEANA MI
Township / Civil Division	PENTWATER
Census Block Group	1
Census Block	1067
Census Tract	10800

Owner

Source: Oceana County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	818 1ST ST, PENTWATER, MI 49449-9524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Warranty Deed, Transfer · FHA Mortgage MICHIGAN MUTUAL INC
Apr 19, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2021 · Amount on Record
Deed Sale	Nov 12, 2021 · Amount on Record
Deed Document Number	2021
Prior Transfer Date	Apr 19, 2019
Prior Transfer Doc	2019/006596
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Nov 12, 2021
Property Address	818 1ST ST, PENTWATER, MI 49449-9524
Document Number	2021/28954
Book / Page	2021 / 28954
Instrument Date	Oct 27, 2021
Instrument	202100007636
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	TOWN TITLE AGENCY LLC, OWNERS TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$296.45
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2163 4TH ST, 2163, BAY CITY, MI 48708-6304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 LST STREET, PENTWATER, MI 49449

Mortgage

Document Number	202100007637
Date	Nov 12, 2021
Instrument	202100007637

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2051

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCEANA MI
Recording Date	Apr 19, 2019
Property Address	818 1ST ST, PENTWATER, MI 49449-9524
Document Number	2019/006596
Book / Page	2019 / 006596
Instrument Date	Apr 19, 2019
Instrument	201900002484
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2163 4TH ST, 2163, BAY CITY, MI 48708-6304

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2163 4TH ST, BAY CITY, MI 48708-6304

Tax Assessment & Valuation

Source: Oceana County assessment roll, as of July 17, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Pentwater Township
Municipality	Pentwater Village
Unified School District	Pentwater Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,800 (-4.12%)	$367,600 (-4.12%)
2025	$1,458.00 (-51.61%) Homeowner's exemption	$191,700 (+39.32%) Land $191,700	$383,400 (+39.32%) Land $383,400
2024	$3,013.00 (+10.29%)
2023		$137,600 Land $137,600	$275,200 (-) Land $275,200
2022	$2,732.00		$275,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 individual policies
Nearby Flood Policies	28 units insured incl. 17 condo units
Nearby Flood Claims	7 (1997–2019)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Nov 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

Nearby Properties on 1st St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures