Sherburne County property record for 818 15th St SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.166 acres (7,251 sqft) |
| Owner | Individual Name on File |
| Last Sale | $37,396 (May 2015) |
| Tax Bill | $1,310 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 85-401-5810 |
| Primary APN | 85-401-5810 |
|---|---|
| Alternative APNs |
|
| Lot Area | 7,251 sqft (0.166 acres) |
|---|
| Account Number | 42313 |
|---|---|
| Street Address | 818 15TH ST SE |
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-1639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 & 2, BLK 58 |
| Legal Range | 31W |
| Legal Township | 35N |
| Legal Section | 01 |
| Legal Subdivision | EAST SAINT CLOUD |
| Legal Block | 58 |
| Legal Lot Number | 1,2 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2072 |
| Census Tract | 31500 |
818 15th St SE is owned and occupied by an individual who bought it in May 2015.
Source: Sherburne County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 818 15TH ST SE, SAINT CLOUD, MN 56304-1639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2015 · Amount on File |
| Deed Sale | May 26, 2015 · Amount on File |
| Deed Document Number | 2015803826 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 818 15TH ST SE, SAINT CLOUD, MN 56304-1639 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000846878 |
|---|---|
| Date | Oct 19, 2017 |
| Instrument | 846878 |
| Name | FARMERS & MECHANICS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 16, 2032 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 818 15th St SE was $1,310 with a homeowner's exemption.
Source: Sherburne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $126,000 (+3.19%) Land $45,000 Building $81,000 | $126,000 (+3.19%) Land $45,000 Building $81,000 | |
| 2025 | $1,310.00 | $122,100 Land $45,000 Building $77,100 | $122,100 Land $45,000 Building $77,100 |
| 2023 | $1,150.00 | $122,100 Land $35,000 Building $87,100 | |
| 2021 | $122,100 Land $35,000 Building $87,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 818 15th St SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 818 15th St SE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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